Summary: ages 74 years, 7 months and 73 years, 4 months, respectively. The break-even ages reduce to 73 years, 4 months and 72 years, 8 months, respectively, when spousal benefits are also included. Based on 2000 SSA Life Tables, the probabilities of a person age 62 surviving to between ages 72 and 75 are approximately 79 percent to 69 percent, respectively, and the probabilities of age
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