Save Money Every Month Knowledge Base
How do I save money every month while I have the debt? I try to save some little money every month but seem so hard because I have to pay my bill also. I would like to have some for me when I get out of such a bad debt. Please help.
How do I save money every month without dipping into it? I have a savings account that I automatically transfer money to but I always end up transfering it back to my checking and spending it. I asked the bank if they have an acct that I could make deposits to but not withdraw from and they don't have anything like that. How can I save money without dipping into it all the time?
Like most people today I am trying to save money every month. I want to call up my credit cards and negotiate? If anyone has successfully renegotiated their interest rates on their credit cards and how to go about doing it?
I need to save money every month.? I need to save money every month. How can I lower my Bills? I want to lower my car payment. But I have bad Credit, And I dont know were to start as far as re-fineancing. I am tring to save for a house, But with bad credit I am afraid I will never get into one. Please help Thanks GUys I will add better Details to this one. I Bring home 1600 a month, and the Hubby Brings home about 2000 a month. We dont spend on silly things, we dont go out alot. All our money goes to bills, My car payment is like 461 and Insuance is 150 a month. Along with other expenses Gas, One credit card bill 188 a month. Babystuff...and what not...Odd and ends bills...I am really looking to lower all my bills, but I have bad Credit so I dont know were to start. Any help with this one?
If I have a some money to save every month what is the best place to invest it? I am going to be able to save about $500.00 a month. Should I put it in a savings account at around 5% or is there a better way to compound it over the years?
How much money do you save every month by clipping coupons? I need some inspiration ,lol
How much money would I have to save every month to reach 1 million by age 65? I'm 25, how much would I have to put away every month in a Roth IRA to reach 1 million by age 65?
On average, how much money do you save every month? Do you do any investment at all?
How much money are you able to save every month? and what style of life do you have? What do you spend money on mainly?
How long will it take to save money for a car? I wont get my liscences for like 4 years, even though im 16 right now, im just gonna wait, because i wont have a car anyways. But anyways, If i save money every month, how much should i save, and will i have enough to buy a decent car in 4 years?
What are some suggestions to really saving money/cutting back every month? Relative to the US economy what are your suggestions to saving money per month or cutting back? I am seeking advice to make a real savings difference. Thank you very much. :)
Now that I longer have a desktop computer running 24/7, will I save money on electric bill every month? I got a laptop recently and now I never use my desktop so I just turned it off. Prior to this, and like everyone else, I would just leave it on all the time. So, will I notice a huge difference in my electric bill?
Best way to save money for future? I am 24 years old and interested in using an investment plan or fund to save some money for the future. I already have an ISA account, but that does not allow me to actually save money as I am still able to dip into it when I need to. I have heard of companies such as AXA and was just wondering what the best/ reliable company or investment plan to use is if I want to save money every month. I only want to save about £20 or £30 every month if I can. Please provide websites if possible. Thanks
Ann plans to save $740 every month for four years so that at the end of the four years she will have exactly e? Ann plans to save $740 every month for four years so that at the end of the four years she will have exactly enough money to buy her dream car. After 18 months of saving, she finds a different dream car, which is $3,984 cheaper than the first car. She also decides she only wants to wait one more year to buy her car. How much money will Ann need to save each month during the final year in order to buy her new dream car?
Now that I longer have a desktop computer running 24/7, will I save money on electric bill every month? I got a laptop recently and now I never use my desktop so I just turned it off. Prior to this, and like everyone else, I would just leave it on all the time. So, will I notice a huge difference in my electric bill, or not really?
I need your advice on how much i should spend and how much i should save money from my monthly income? My monthly income is nearly 8,167.89$ and i usually spend it all every month ..and i am really feeling guilty because i should be more wise when spending this amount of money. To Sandy : am not a US citizen .. the reason why i used the $ sign is because its used worldwide. Also , I don't have any responsibilities (ex: personal dept or house payments..etc) with the money that i recieve am free with it. so the "D" that you have given me wasn't in its right place :)
I am saving up money every month, and at the end of next year I will have £25,000 ($50,000) whats should I do? I am saving up for a house but with house prices going up and mortgages extortionate, I dont know what Ill want to do with my money, strange situation hay? I have most of the things I need or want like a car and holidays, clothes, etc, I eat out when I choose and I live at home with my folks still (after being away for 7 years living with friends), living at home lets me save about £800 a month, I have a PS3 s Im into gaming but cant think of anything else Iwould want to spend my cash on apart from a house but with a temprental housing market, I think it could be a waste of time & money? any ideas??
what is the best way of saving money? i live with my in-laws and have to pay rent on top of that me and my husband are the only ones that buy Groceries and everybody there eats it. we have been trying to save money but every month we have some bill to pay!
Money....Money....Money? I know people say that you should save money and so on but who actually saves money every month? Do you save money or do you just live month by month?
How can I invest the 700 dollars I save every month? So every month I can save 700$.. However, because I don't know what to do with this money, I just spend it on B.S.. But no more playing.. I want to invest this amount of money.. I know it's little.. that's why im asking here..But is there any advice for me on how to invest such little money??
I can save about $100-200 every month, I am looking into investing it.? I want to use this money towards some moderate risk yet higher return investment than CDs or regular Savings accounts, what are some options and where can I start?
What is the best energy company to go with in Houston? Finally gettin my own place but damn im overwhelmed i come from a city where there was just on energy provider but in houston there's like at least 20, does neone know who is the best to go with as far as rates and where i could save money every month
How much money should I save? I get £60 a month from my parents. I wanted to save £50 but it's the 10th and I've already spent the £10 and have none left! So how much is a good amount to save every month? it goes into my bank account which I have a card for by the way. I want to save money to go shopping in Camden market and buy loads of cool clothes so I was thinking about £150-200. Thanks. £60 = $83...
How can my wife learn to cut my hair? To save money every month I was thinking my wife can cut my hair. That would save $20 a month. But she has no training and it is harder that it looks. Please don't try to sell me a flowbee. Do they still make those?
how can i save my money without spending it on enything every month? help need answers now an i get $20.00 or more everymonth
How to finance a career change to Graphic Design? Dear readers, I am thinking of making a career change to Graphic Design. I currently work unhappily as an Office Manager and have been out of undergrad for nearly 2 years. I am not that skilled in using Graphics software- at least not to a level that I think the profession requires. I want to seek a more formal education but it will cost me an arm and a leg and find that I am not offered financial aid by most institutions because I already hold a Bachelor's degree. However, I find it difficult to pay out my own pocket for the courses as I can hardly save money every month. Please offer me your suggestions as to how I can finance this education or more economically learn the software/knowledge. (Someone suggested purchasing tutorial books, but I would also like to get classroom instruction to supplement.) Thank you for your comments. And for fun, please write what city/state/country you are located. I am in New York, New York, USA.
how can i save money when my family is not well off? the thing is, my dad does not work in a well paid place, he owns a couple subway restraunts... but anyways he recently got into an accident and now we have hospital bills. on top of that i REALLY wanted a treatment done to get rid of my scars which costs like...1850$. what can my family do to SAVE money every month? also, i was wondering if there arre ways i can make money (im planning on gettinga job this summer) i cant get a job now cuz my schedul is too full. ever week im stuck going to 3 hour piano and theory lessons or SAT practices...
Poll: How much would you say is a good amount to save every month? I've been saving £350 every month without fail since I was 18 (I'm now 23) I've never touched that money and it's slowly beginning to grow into quite a sizable little pot. Would you say I'm doing the right thing, what else could I do? I hear so much talk about the need to save for our pensions now and it's pretty scary just thinking about this so anything that you can share is greatly appreciated. Oh!! and for my poll, how much would you or do you save every month? Appreciate your input ^_^
What is the best investment plan out there? I am 24 years old and interested in using an investment plan or fund to save some money for the future. I already have an ISA account, but that does not allow me to actually save money as I am still able to dip into it when I need to. I have heard of companies such as AXA and was just wondering what the best/ reliable company or investment plan to use is if I want to save money every month. I only want to save about £20 or £30 every month if I can. Please provide websites if possible. Thanks
How much should I save from my disability every month? At the end of the month I never save any money.
where to put my money I save? I don't want to put my money in a regular old savings account any more. I typically try to save $500 every month depending on amount of bills and unexpected cost. Where is some places I can place my money and maximize my returns?
I can NOT save money ... I spend every $ I get !!? My first plan that I want to do is to visit the USA in the 2008 ... so I have to save up money for that visit . I've tried alot to save every $ I get but I can't ... I spend ALL what I get !! :( this is my fifth month that I tried to save up and all i got now is 000.00 ! any ideas... americans ? :)
How much money should we be putting into our savings every month? About what percentage should we be saving every month? Family of 4 with gross income of 5,100.00?
I am going to save 300 dollars every month who is with me!? I am on a journey to save 300 dollars every month I got my 26 yr old sis to do the same! she wont touch it and she made me put it in something called disk or cd i dont know but she said money grow from it so who is with me! we can be rich in no time! yayyyy! i can be rich from just saving money yayyy! i know not rich but hey its better than nothing! im serious you can borrow off that. okz for the people who can't okz just set aside 100 ands people with kids 50 bucks will do a month. you can sell your kids toys on ebay, that can be your saving money! anything as long as its consistent and thats a great idea starting next year!!! woot! THANKS YOU GUYS! and camille4...i'm 16 and EVEN if i was 48 if I was not raised or taught to focus in the business workd about stocks and such how the heck would i know about that. that was a really stuck up and ignorant statement. grow up.
Teach English In Korea; Saving Money? Most of what I have read about teaching in Korea sounds great but I haven't read much on how easily it is to save money while teaching. If an instructor is making 2.0 - 2.4 and lives with an intention of saving money every month what can an instructor hope to save per month? Thank you for your insight.
How can my husband and I save serious money each month!?!?!? Okay...times are hard as everyone knows, but its pretty hard for me and my husband. We are both only 22 and have our own apartment. He works full time with beneifts, so we both have insurance. I do not work however, I cannot find a job to save my life. Ive been getting alot of help from my parents..every month she lends us money and then we have to pay it back with his next paycheck and its square one. It is soo hard to pay ALL of our bills with just his paycheck, and so in the meantime until I find work I really need advice on saving money. Right now, we have Comcast Triple Play and I was thinking about just having basic cable and internet (no home phone since we both have cell phones)..I dont think they have a plan for that tho. We eat out alot, so yes, we are going to start making meal plans and cut that back. Its so bad that I didnt even eat today and Im getting dehydrated b/c we have nothing to drink here and I refuse to drink tap water. Tomororw my mom is giving us some money. He only gets paid every 2 weeks so its really hard. Not to mention we have debt collectors calling every day 10 times a day b/c my husband owes 40,000 in school loans we cant afford to pay. We are trying to have a baby this month, so we really want to get our act together and learn ways to save money until I get a job. Thanks guys!!!!
How do you save money? What is your trick to putting away money every month without noticing it's gone? I'm asking for tricks to putting money away. Of course it's not for spending. Like when you get a raise, do you put that extra money away?
Where should I put my extra money? I'm saving extra money every month. I have about $52,000 in student loans @ 5%. I have a home mortgage of $150,000 which is an 80/20 Interest only loan 5/1 ARM. 80 part of loan is at 6% and 20 part is 7.5%. I am also investing into a 401K? Where should I put extra monies?
Where should I save money? I put aside money every month after funding my retirement accounts. This money isn't for anything in particular, just to have money around when I need it - in addition to my emergency fund. What are thoughts on the best means to save this money? CD, Money Market, Bonds, etc. It isn't long or short term saving...it is simply saving. My concern with the bank is that they really don't keep up with inflation. My concern with CDs is that they aren't easily accessible.
What is the most efficient way to save money? So much things to buy, so little money to spend. I face this problem every month. Need to save but don't know how.
How do I save even more money? I save on a regular basis every month. The money is automatically taken out of my checking and put into savings. I have set certain goals like save $3000 or $5000. But the problem is that when an emergency happens I have to go into my savings because I don't want any debt. What ends up happening is I fall behind on my goal. I continue putting money into my savings but again I take money out to fix my car, go on vacation, whatever. How do I save more and stay out of debt?
How can I manage to pay municipal services, taxi money, groceries, cosmetics, save etc with salary of 2500.00? I started to work after 5 years now, but I still not saving any single cent of my account. Every month, money is spending on everyday responsibilities. What can I do to try to save a small single cents? Thanks for helping me.
tel a better way to save money for my kid? i have a just born kid, i want to save money for her future which she can use for her education etc.i want to save small amount every month which builds up.
hi, i save 300$ every month by the end of year i get 3600$, so i want to invest these money in india? so tat i can get more returns..... am just 24 years old and am doing Masters . can any one suggest me any investment ideas so tat i can get good returns( long term or short term). i just dont want them to lie dead in savings account.............
If I make a payment on my car loan every two weeks do I save money on interest and pay if off faster? I am trying to find out if I make a payment every two weeks on my car do I pay off the car faster and save on interest instead of paying it once a month... and how do I determine how much I am saving (if any).....ex. If my car payment is 400 a month due on the 15 th -- instead of paying it once a month if I pay 200 on the last day of the month and 200 on the 15th.......
Can I save money by just having a prepaid phone? I have 450 minutes a months and I only use like 100 every month. The only time I really talk on my cell is on the weekends and its free anyway. It seems like I should just cancel my plan and just make my phone pre-paid and just buy my minutes as I need them. Anyone else in the same boat?
Should I let him borrow money? My brother called me and asked me to borrow money because the got a no pay due (he is in the military) He was getting overpaid and never said anything about it so the military took their money back. Now he wants me to help him out. The thing is that he is single and just blows all his money and doesnt save at all. As for me I am married with 3 kids and I have bills that I have to pay soon but my husband and I also save money every month. We have helped him out before, he was living with us (before the military) didnt get a job or anything. We payed all the bills food etc. My husband wants to help him but I believe in tough love, do you think I am wrong to do that he says he has bills to pay ok we do too. I am not heartless if he was responsible with is money then I think I would feel different about it but he does get paid pretty good and he actually get a living allowance too and just blows it all. what do you think I should do? I do not want him to get used to us helping him
I need help trying to figure out what type of account I need to save my money in? I am 19 years old and I am starting to save money for they future. I am saving 100 dollars a month and I want to put it into an account that I never touch. I explored many options but they all seem to be the kind where you need to put in a one time lump sum. I just want to add 100 dollars into the account every month. I want it to have a good interest rate so that way i will actually be earning money.
How to Save Money? Hi every one! Can anyone please help me how to save money,i just spend more money on nothing every month.but i want to save some and buy something but i couldn't,,what could be the solttion?and web link for this or you might have any suggestion????????????Thanks and waiting for answers
Using outdoor solar lighting can save your money if you ? Using outdoor solar lighting can save your money if you put those in your house at night time? Yes it does! It saved me 30 dollars every months or more! I wonder if you all have ever thought of that? I would like to hear from you. TY! I put those solar light outside until it get dark then I put them in my houe. PattyAnn = That true it is not strong light but I put 5 each in rooms. But it working! Wow, I came back an hour later , all I have is two answered lol.
Mortage, extra payments or save up to refinance? Ill have extra income every month and I would like to get my house paid down enough to refinance in 3-5 years to rent out. I calculated that if I put an extra 800-1200 amonth towards principle I could do this. But then I questioned what I have to go thru to refinance as I have never done this. Woudl it be better to save that extra money every month to put down to refinance?
saving money? i currently go 2 school full time, and i work about 20 hrs a week. i want to put away a small amount of money every month and save it, however a savings account, and those ing and emigrant banking interest loans are just too small for the amount of money im putting in. What kind of investment would give me a decent return?
With the poor economy and financial market crisis, is now a good time to refinance the mortgage on my house? With the interest rates dropping I think I could really save some money every month on my mortgage if I refinance, but are banks hesitant to lend right now with the financial crisis? What are your thoughts? Thank you!
What is the best way to save money short term? Im buying a home that I already put a deposit on. (Pre-construction) It will be built in 7 months and I have that time to raise extra funds to better my loan. I will put the money I raise towards my down-payment, closing costs, or furniture when the house is done. CDs, savings account, IGN Direct? etc etc etc What is the best way for me to take 1400 every month and make the most amount of money in 5-7 months. THANKS!!
can you guys really make a million by saving money by every age? Strategies for saving at every age. The road to $1 million starts early, but there's hope, and help, for late bloomers. Choose your age category below to see how much you need to save each month to accumulate $1 million by age 65. You'll also find strategies to fit retirement saving into the rest of your life. At age 25, you're starting from scratch. At ages 35, 45 and 55, we assume you already have money in savings on which you're earning 8% annually. Even if you can't save quite this much now, our step-by-step guide will help you set priorities for every stage of life. HOW TO SAVE A MILLION AT AGE 25 You've Saved: $0 To reach one million by age 65 you need to save $286 per month. Successful Savings Strategies You're just starting your career, so this is your chance to build a solid financial foundation. Time is on your side. Contribute enough to your company 401(k) plan to capture your employer match. If you don't have a retirement plan at work, fund an IRA. You'll be investing for 30 years or more, so you can afford to keep 100% of you account in stocks. Pay down credit cards and other high-interest debt. That will free up money to save for a house. Set up an emergency fund equal to three to six months of take-home pay. Stash it in a readily accessible account in an online bank that pays interest of 4% or more. HOW TO SAVE A MILLION AT AGE 35 You've Saved: 0$ To reach one million by age 65 you need to save $671 per month. If You've Saved: $50,000 To reach one million by age 65 you need to save $304 per month. Successful Savings Strategies You may be starting a family or preparing to buy a home. Balance you short-term needs with long-term savings goals. Although you have added responsibilities, don't neglect retirement. Aim to save 15% of your gross income (including an employer match in your 401(k). If one parent leaves work to care for the kids, consider opening a spousal IRA. Shift your assets to 90% stocks and 10% bonds. Invest in a 529 college-savings plan. Many states offer a tax deduction for your contribution, and qualified distributions are exempt from federal taxes. HOW TO SAVE A MILLION AT AGE 45 You've Saved: 0$ To reach one million by age 65 you need to save $1,698 per month. If You've Saved: $50,000 To reach one million by age 65 you need to save $1298 per month. If You've Saved: $100,000 To reach one million by age 65 you need to save $861 per month. Successful Savings Strategies You may be juggling the needs of a growing family and aging parents, but don't take a break from retirement savings. You can contribute up to $15,500 to a 401(k) or similar workplace-based retirement plan this year or $5,000 to an IRA. Roll over retirement savings from previous jobs into an IRA. Adjust your asset allocation to 80% stocks and 20% bonds. Your kids can get grants or loans for college, but there's no financial aid for your retirement. Don't put your kids' college costs ahead of retirement. HOW TO SAVE A MILLION AT AGE 55 You've Saved: 0$ To reach one million by age 65 you need to save $5,466 per month. If You've Saved: $50,000 To reach one million by age 65 you need to save $4,859 per month. If You've Saved: $100,000 To reach one million by age 65 you need to save $4,253 per month. If You've Saved: $200,000 To reach one million by age 65 you need to save $3,040 per month. Successful Savings Strategies Take advantage of your peak earning years to top off your savings. Add an extra $5,000 in catch-up contributions to your 401(k) savings and an extra $1,000 to your IRA. As you near retirement, reallocate your portfolio to 70% stocks and 30% bonds. Estimate your retirement expenses and your projected income. If you're coming up short, consider working a few more years. has anybody tried dong this? and got a million by age 65 and then when i turn 65 i am gonna look like a teenager again and i mean with plastic surgery
Are new appliances better in term of saving energy? My light bill just keeps growing no matter what I do. We have change the bulbs for the new "green" ones that are suppose to save you money every month. I keep my thermostad at 78 and not lower even sun is balzing hot outside... is there any benefit on having new appliances. Is it really worth the investment?
how can i save money from my own pocket money of 50 Egyptian pounds? i get 50 pounds every month and i want to save money but still pay for things
Which option is better, putting most money (Salary, every month) in Stock Market or Corporates SACCOs? A colleage of mine, about 46 years old now( I am 26 and one year old in the workplace) was given a whooping Kenya shillings 750,000 (1 US $ = Kshs. 72)as dividend by the Company SACCO(Savings and Credit Cooporative) for having saved with them. This is dividend for only one year! I felt jealous! Now my question is, Should I invest more into these saccos or put money in stock market because after a long time, like 10 - 20 years, rates also increases exponentially?
How do you manage your family budget in one income...? i need some advice how to save spme money every month.how stay home moms can contribute to family budget? we have two cars whuch we can not eliminate. we have one child and one is in plan. thanks.
saving money and budgeting for teen? ok so im 14, but the problem is that i where i live, you cant get any jobs pretty much until youre 15-16 im saving up for someting that costs $335. at the moment i get $200 p/month put on my eftpos card from my parents for pretty much everything i do/buy. does any one have any tips for saving my money? i want to get the thing pretty soon and its easy enough for me to say that ill save half my money every month, but that never happens! i just cant control myself and i always end up spending it... i know thats stupid and its my fault so dont tell me that! pleaseee, just annny ideas or a plan or ANYTHING that can help me is reaaaaaaaaally appreciated ! thanks
tips on how to save money ? i need any tips to save money. i am a single parent of a boy. and money keeps getting tighter every month.and i need tips on how to save money and things to cut back on. so please if you have any i would really appreciate it.
How do you save money on your mortgage payment? is it possible to reduce the amount you pay on your mortgage every month?
Can you live in an apartment for the rest of your life and never own a home? I don't think I will ever have the luxury of owning a home simply because I don't make enough money. My question is, is there anybody who has been renting for a long time? Can you get through life somewhat happily in this type of living situation? I'm not one who is in need of a lot of luxuries, I'm a simple guy :D I'm able to save some money every month in hopes that when I get old and can't work anymore I will have enough money to support myself throughout my retirement.
I just got a company blackberry that I use a lot, should I cancel my personal cell phone? It seems pointless to have 2 phones and I work for a pretty big company. Cancelling my phone will save me money every month, any advice??
Please help. I am doing some homework and I am stuck? person a wants to have 5000 in an investment acct two years from now. The acct is gonna pay 0.6A% interest. If person A saves money every month,starting a month from now, how much will she have to save each month?? please explain how I figure this out. I have a financial calculator and I seem to be way off. I got 4000 something as an answer for PV (present Value)..Thanks..
What should I do with my money? I just graduated from college and am now working full-time with a great job. What advice can you give for what to do with my money with regards to saving and investments? I have already started contributing to my company's ROTH 401k. I have a basic savings account with my bank where I put extra money every month which I haven't spent. What other tips do you have? Investments? If so, in what? Thanks!
**** Parents always begging for money ***? my parents are always begging me for money i make $2000 a month after taxes at a job where i am treated like crap and paid well below for what i do. But my parents live in a house that they can barely afford to pay for with their jobs. im just so sick of writing off half my paycheck off every month and the depressed look on my dads face because we once again dont have enough money to cover the bills this month. i have my own bills to pay too and i want to save money once again this month i had planned to save some money but again i have to give half of it to my dad. im so sick of this crap i even told them that why do we live in such a big house if we cant afford to pay for it and they tell me that one should always aim for better things in life and move forward not backward and at the same time they cry to me for money every month. and i dont have any friends or husband etc` or anyone who i can talk to about my own problems im pretty positive i will kill myself one day
What is your secret tip to save money on gas? give me your tips on saving gas My main secret is a just stay home more often. 2nd I combine trips. 3rd I use a light foot. 4th I use a discover that gives back 5% rebate on fuel purchase and pay the balance in full every month to avoid finance charge http://www.kqzyfj.com/2j102r09608OQYPUPYUOQPUPVUUX?sid=answ so what do you do
S.O.S on Saving money? I have been getting down to the wire on my money every month now that I live on my own. What are simple ways I can save money? What has worked for you?
How is the best way to save money? Every month when i get my allowance, 2 days and there is nothing, i feel like i am spending them very quickly.................. What should I do
What would you do in this situation? I’ve been saving money to one-day surprise live-in bf with vacation to Europe. Last year (for xmas) I got him a new recliner that he wanted and he refused to sit in and try out before I went to bed… which really p’o’d me and led to a huge fight. So anyway, he really has no concept of money, as he doesn’t pay the bills, he hands me his paycheck and spends whatever he wants (until I tell him to stop because there is none left) I have 2,000 saved. I am beging to feel like he wouldn’t appreciate the value of what I am doing… saving money every month for years for a surprise. What would you do in this situation? Saving for the surprise… or spend it on your own selfish wants? Lately I am leaning towards spending it on myself. he doesn't spend his whole paycheck. it goes towards bills, but I have to do the work of paying them all. and he has expressed interest in europe.. duh
How can Britney not save any money? This article says she makes $700,000 a month, but doesn't save any of it for retirement: http://biz.yahoo.com/hmoney/071106/110607_revell_moneymag.html?.v=5&.pf=retirement It would take me almost 24 years to even make $700,000 based on my current salary! How can $700,000 a month not last you forever?! It's absolutely ridiculous that someone could have no retirement money left after making what she makes every month. Not that I really care either. I just find it amusing that she makes $700,000 a month and it would take me 20-some years to make that much. Funny how that works.
Where should I put my money? this is what I found...? I work two jobs and I'm able to save about 200 a month...Where should I put my extra money every month Options # 1 Regular saving # 2 ING type account # 3 Cd account # 4 mutual fund # 5 stock market = casino I think... #6 others? what do you guys think ...what should I do.. I don't really understand ..all those things ..I have a very basic understanding of those things ..i did some research on all those different options but they make less sense to now then before...so i guuess I'm looking for something more then just a saving account but something safe with low risk I guess short term ..
save money? between me & my husband we earn £600 a month have 2 kids we could live easy on £200 but every weeks it just seems to go,we want to save £3000 to buy a car any tips
HI EVERYONE MY Q IS : Do you know how to save money !!!?? okie i work as a beauty consultant every month only get 1K+++ but every month i keep spent & spent !!! but i can't even see where the money went to !! can someone tell me .. HOW TO SAVE MONEY !! haha
How to save money? I earned $300 per month as a part timer. Every month, I spend $100 on my bills. I pay for all the expenses I incur (food, transport). If I really go in a diet, I will most probably spend $100. I still have music lessons to pay for, which costs me $80. And I want to buy a $2500 instrument for myself. How can I ever save money or even earn more? I’m studying and working at the same time. I think it’s breaking me. I study from 8am-6pm, and work from 6.30-11pm. HELP!
Can you please help me how can I save money for my future? I am working in a BPO in Chennai. My Salary comes to Rs. 17,500 PM. I have taken 3 Personal Loans Rs. 1,00,000 ; Rs. 48,000 and Rs. 30,000 (all for my Sister's Education) and paying EMI of Rs. 3,274 ; Rs. 2,467 and Rs. 1,455 respectively. I have taken Lifetime Pension II plan from ICICI PruLife for which I am paying Rs. 1,000 PM as premium. I also have ABN Amro Bank Credit Card for which I am paying Rs. 2500 Minimum every month and my bike Installment EMI of Rs. 1246. In addition to this, I am paying Rs. 2500 as Rent for my home. So, the amount I will have every month in hand comes to Rs. 3000 approximate with which I am making my day-to-day expenses like petrol for my bike, Grocery and etc. at last, at the end of the month, I have Rs. 0 balance in my Bank Account. Can you guide me how can I save money for my future???
Is it fair to allow your child (23) to take a student loan for University in the UK? While we do support her (we pay her enough to cover her rent and a bit extra), she still needs to take out a student loan. She has already taken the student loan, but as a parent, I still feel slightly guilty about this. Not sure if this is justified or not. My husband and I have always been self employed, and always just gotten by financially without being able to save. In the last year or so, my husband has got a good job, where for the first time we finally have enough left over to actually save some money every month for the future. We are trying to build a nest egg, since we have no pension set up. I think in light of our financially situation, the amount offered to our daughter to help her through school is enough. What do you think? Maybe I should add that about 8 years ago, we were almost completely bankrupt. We have managed to pull ourselves out of that, pay off our debts etc. but it has taken us the last 8 years to do that. Finally now we are managing to save, but we only have about 8 years until my husband has to retire from this job. If we had 20 plus years of working ahead of us, I would be less worried.
Why do all fat birds have false nails ? Do they think it will help them attract a man ? Why not save that money every month and join a gym ! Didnt mean to offend so many heffers out there ! This is a genuine phenomenon in the Midlands ! Numbjunkieshate you share my sense of humour ! Siksika Child of the Earth My wife is very concerned as to how you know the size of my man hood ?!?
me and my spouse are earning Rs. 35000 per month collectively. we go out every weekend (Mumbai). How to save? The point is how to save more... a movie at a multiplex will typically cost 300 for 2 ppl and a meal out somewhere arnd 500. sometimes we even watch 2 movies in one weekend, and we are having a tight time saving some money please advise
Can you teach me how to save enough money?? I'm 20 and want to start saving my money. I have 2 more years left of college and I want to have a new car and be able to move out of my home and get an apartment upon graduation. I plan on teaching right out of school. (35K/yr) During college I make about $100 dollars a week, and I work full time on vacations. ($400/wk) Currently I only have about 1000 saved up and I just got my first credit card to gain good credit. I pay the full amount every month. What can I do to invest my money so that I can afford to make payments on a $20,000 car next year while still saving for my apartment in 2 years. How much would I have to save... and where is a good place to save it? Savings account? Invest? I'm just looking for a little advice! Thanks!
Is there any halal/Islamic bank in USA? I am saving up money every month in an interest free account. I have a few grands there and I was thinking if I put the money in traditional interest account I could probably earn some more every year. But bank interest is not allowed. I was wondering what could be a halal way to invest this unused money (not enough money to start any business tho). BTW, earnings from Islamic banks, which run under Shariah, is Halal. I'd appreciate your answers/comments/suggestions. Thanks and May Allah bless you all. ummB, when I opened my account, I told the rep that make sure I'm getting an interest free account. It's Astoria Bank.
tooth whitening question thanks ? ive saved some money and im having my teeth whitend by my dentist on friday. He is using the laser treatment?,combined with custom made mouth trays which i have to use overnight. To be honest,i m quite excited,ive gone years with discoloured teeth,.I m saving some money every month to pay for top ups. Question is,,,what can i do to maintain the whiteness,and how long does the effect last,?,,thanks for your help
Money or Independence? I'm almost 24 and still live with my parents. I commuted to college to save money, so I have never lived away from home before. I got a new job and a nice pay raise recently, and I've been thinking of moving out and getting my own apartment. But my area (NJ, in the NYC metro area) is very expensive, and I have no friends that I could room with and share the rent/bills. So that's a lot of money to spend every month. I have two younger siblings, but they'll be out of the house in the fall. I was almost 100% on moving out before my sister (who lives in close quarters with me, and who was messy, loud and inconsiderate) announced that she's moving across the country to join Americorps. So now I've reconsidered, because she was my main reason for wanting to move. Still, I feel like a baby when people ask me, "Oh, so I hear you're still living at home with Mom and Dad?" Is losing all of that money worth it? Does it make sense to move out just for my own pride? Thoughts, please. Thanks, all! Keep the opinions coming. To the person who asked if I pay rent and utilities ... no, I don't. My folks haven't asked me to, and I'm very fortunate that they don't make me. I pay for my own personal expenses - I own my own car and pay for the insurance/gas/repairs myself. I also pay for my own credit cards (no debt) and a small student loan myself. I also took care of my entire college tuition myself, so that did not cost my parents a dime.
Saving Money Help!!!!!!!!!1? I work for the state of NC at a elementary school, which means I don't make any real money, in the maintance department. I don't make good money, but I don't have a lot of bills either. I have about 650.00 worth of bills per month. I make about 25000 dollars a year. Since I work for the state we have a great 401k plan and great benefits. What is a good amount for me to save each month. I only get paid once a month, which may be a good thing considering I get paid at the end of the month, meaning I have one lump sum at the end of the month. What should I put in savings every month that is actually possible to do I'm only 20 years old. Help Please. LOL I don't have any other debts like credit cards or student loans or anything. I just owe a truck payment of 250.00 per month Truck insurance 150.00 per month Cell Phone 100.00 per month Ymca 50.00 per month 100.00 Internet/Cable per month.
Money for baby? I'm 15 and my bf is 16.. My name is Chanel and his is Jacob. Jacob said that we need to start saving.. About $1200 a month, He makes $525.74 (putting up 300). I make $412.62 (putting up 300). My dad and Jacob's parents are giving us money every month which is 400 all together (200 each).. My grandparents are paying for the medical bills and giving us $200 a month.. Is that good so far? I'm 16 weeks pregnant right now. Also what type of things will a baby need? We have good insurance and I can work though out my pregnancy.. I work at a daycare in the lobby answering calls and signing people in and out... things like that.. I'm going to breastfeed also I'm going to finish school, I love school.. I'm going to be a doctor one day. ob/gyn
Do you think is wrong for a wife to have her own saving account without her husband knowing?? I have been saving a little money every month and putting it in a saving account that my husband don't know about, now my girlfriend said it's wrong because it's his money that he worked for.. but he gives me money all the time and i don't spent it i save it.. hey my dad left my mom after 18 years and she had no savings so i think everyone should have something put up, what about you.. Rkrell. how do u know your wife don't have a secert account?? I bet she do. cthdunn, your a dum bitch, why would not want ever woman to protect themself, nothing is written in stone..and who says he don't have a secert account.. what do your future hold?? it's my money and i'm hiding it. mad cause your not smart like me.
Anyone have creative ways to save with very little money? We want to start building a "nest egg" for vacations, a house, emergencies, etc but are barely making it. Does anyone have creative ways to save? So far I have... *Pay for everything in whole dollars and put the change in a jar everynight; put change from bottle deposit refunds here too...at the end of every month, change gets rolled and deposited. *Take online surveys and put the money into savings *I can't get direct deposit, so every week I put the last amt in savings ex-$464.07 means $4.07 goes in the bank....twice a month I add $10 to this *Save at least half of any "windfalls" *Of course, there's the budget too, we cut unnecessary expenses, bring lunches and drinks from home to work, use coupons and bargin shop Anyone have any other good ideas? Thank you!
Is it true that you can save $ by unplugging appliances? I have heard that if I unplugged my tv, stereo, alarm clocks, lamps and other household items, I can save money on my electric bill every month. This would mean that even when these items are turned off, they are still drawing electricity.
In India, where sholuld i invest money in short term (6-9 months)?? I wanted some info regarding short term investments. I am holding 2-3 insurance policies in which the premium (Total Annual premium of around 70,000/-) has to be paid half yearly. But as i'm from a service back ground, i've to save every month to pay the premiums twice in a year. The amount that i save every month lies in my savings account, so i was wondering if it is possible to invest this amount in some funds(debt or FDs or something else??) where i can earn better returns than the savings account and still be able to pay the premiums every six months. Also, do i need to pay any fees or load for such investments?? Plz advise.
which is the best option for short term saving of money ? HI please suggest me best option to earn good returns with in short term (say 1 month to 6 month) with good liquidity option, I am bachelor and after expenses and long term savings , i still have some money left every month and i am expecting a very good return for this small amounts(say 3000 to 4000 INR) ,,,i have 3 options , liquid funds, savings bank, FMP's (fixed maturity plans) .....suggest me any of your best choice...
Powered by Yahoo! Answers
