retirement oz


Save Time Save Money Knowledge Base

would you "create" to decorate your home to save time and money? I am trying this, though it might take a little longer, saves money! By "create" I mean crafting.
Unemployment rate is rising. What steps are you taking ahead of time to save money? Many people are losing their jobs in recent months and the prospect of more is real. What have you done, even if you still have a job, to save extra money and prepare in case you are laid off? Wondering in Indiana - I like the idea of stocking up on food while the money is available. That would eliminate the fear of starving or going to a soup kitchen.
How can i save up money? Lately i've been having a hard time saving money...how can i save? i know i should only spend my money on gas but i buy things whenever i go out and i cant help myself. How i can learn how to save and use my money towards gas and my relationship with my bf?
Can I save time like saving money?Put it in a jug or something so that I can use the time whenever I want...? Why must we grow up?After all,lots of people miss the good old days...!
What is a good way to budget and save money? I am a single male, and have a very hard time saving money. I am a spender. What is a good way to save money and budget my funds?
Can I buy Money Orders to save them for later? I have a hard time saving money for traveling purpose. I try to save in my bank account but I end up using it for something else because I do not know exactly when I will be traveling. But I know I need to travel anytime this year. Do you think I can buy Money Orders for as little as 50 dollars or higher until I reach 2000 or 3000 dollars.
I need to save a large amount of money in a short amount of time - what is the best way to do this? My dog needs an operation, she's torn her cruciate ligament (her knee) and is limping and in pain. She means the world to me and I need to get it done ASAP - it tears my heart out to see her in pain. The operation will cost around $500 plus boarding fees for a few days. How can I save money within a short amount of time (i.e. a month at worst), while still paying bills and debts off?! Please don't reply if you hate dogs or are going to be negative about spending a large sum on a dog. I am genuine and I hope those who answer this are too. PS I don't smoke, don't buy coffee and don't buy donuts on the way to or from work :)
What are ways for a college student to help the environment AND save money all at the same time? I want to do somethings to help the environment, BUT I only want to do them if they are going to save me money.
Why is it that in a time of economic crisis, people want advice to save money? I mean, people are getting advice as to how to save money, when they should just spend money in order to stimulate the economy. Not that I particularly care, because I'm just waiting for society to collapse, but still...
how can i save money but at the same time survive? Well i want to save money up for like a car or for when i move out but i need to buy lunch for work and then other stuff so how do i do this.
how to Use a Combo loan to save money for a first time home buyer, who has put 10% down ? how can I use a Combo loan to save money, my credit score recently fell from 680 to 620 because of a bill for $120 which was sent to collections (Verizon)....., now I'm looking for a way to get a loan done quick, 30 year loan. Purchase price is $180k, I paid 10% already or $18,000. can I do 2 45% loans at the same time say each for $81k?. Is this possible? Any Help is welcomed thanks guys. 10 points are rightfully yours for your help. What would the cloosing costs be in total? I only have 9k cash to finish both loans? you think it can be done. I found out that with a single 80% loan its about 7,500, but what will it be with the other 10% thanks.
When is the best time to shop for Christmas gifts and save money? I usually start my Christmas shopping the week of Christmas and settle with the left overs. Well, I want to do it different this year. Do anyone know when is the best time to shop and save?
what are some easy ways to save money? i burn money like its fire wood, and i NEED to stop. anyone have any tips on how to save save save ?
When is the best time to travel to Las Vegas and save money? I'm planning a trip to Vegas and don't want to pay through the nose for airfare for two seats. I don't want to go in the summer (obivously), so, when would be the best time for me to travel?
How does a lockbox system in a business help a company save time and money? Is it sort of a direct deposit? And without it it would take longer because the company would then have to go to the bank to deposit? Is it a third party transaction? Is the third party the bank?
I currently have time warner Road Runner hi speed internet, and directv cable tv, HOW TO SAVE MONEY? Would it be better to BUNDLE hi speed internet and cable television with Directv or Time Warner? I currently have road runner through time warner and cable television through directv. I want to save a few bucks a month and switch to either one or the other. Whats everyones opinions?
Is it batter to enjoy your money when you earn it or is better to save your money for some time in the future? Is it batter to enjoy your money when you earn it or is better to save your money for some time in the future?
would getting a breast implant and tummy tuck at same time save money? The locations i would easily get it done at is tulsa oklahoma or springfield missouri if this matters.... but i want breast implants for sure and due to my stretch marks from growing fast and weight struggles when youngers i have stretch marks and also belly ring scars i want gone...so i know doing them at same time saves some money but just wondering if you knew about how much? how are you saying it will make me look fatter..when im no longer fat?lol
How to find the right product at the best price to save time and money? How to find out more about getting the best price by shopping and finding deals online. Which site is very useful in getting the accurate information.
In an almost finish house, when and what to do first in order to save money and time...? I observed a carpenter finished the flooring and wall with cement. Then fews days later, instructed his helper to follow the line marked on the floor to dig for water piping, so unto the walls for electical wiring. Would it be economizing to leave a an unfinish space reserved for both so that it lessens effort, time and avoid wasting cement?
how can i store vegetables for long periods of time as i want to buy in bulk to save money.? Just looking at basic stuff that we seem to consume regularly -potatoes, carrots and pumpkin. If this is a possible money saver i also would like to know of any others that could be bought in bulk and stored.
Are there certain time of the day when you save money (energy bill )? I mean like if you do laundry at 2:00 am you save more or like do laundry at 3:00pm and stuff and if there are pls tell me and thanks
What can I do to save money and to save the Environment at the same time? I have already bought environmentally friends AC units and other things for the home, I recycle newspapers, clear glass bottles and aluminum cans. Those things are recycled in my area. As a home owner I tend to look at the price tag and also ways to save money. I even tend to buy degradable trans-bags to help the garbage in my area since the bags I have used will take 1,000 of years to degrade due to the plastic used. I make sure the lights are off when I leave and I have the temperature at a setting I can handle. What else can I do to save money and the environment at the same time. Am I missing something? We currently don't have a recycling company to pick up anything but clear plastic at this time. I am located in Kansas-
Any Good Ideas how to Save Money to create a good savings or and nest egg. Saving over long periods of time? Any Ideas of how to save money over a long period of time for example a 5 to 10 year span to create a nest egg. But to think of what we spend money on every day i guess is really the answer. Any Advice from your experiences of before and after would be great! Thanks. Gerard
How do you save money and be fashionable at the same time!? I have a thing for shoes... and expensive designer dresses. Any thoughts on being fashionable on a budget? I already shop sales whenever possible. I'm wondering if there are any creative ideas out there for keeping up with trends.
When is the best time to go to Las Vegas and save lots of money? I want to take my boyfriend to Las Vegas for his B-day (June 22) but I would like to save money in hotels and everything. When is the lowest season? We are driving so we just need a good hotel and save save and save. Is it possible??? I also want to keep the Vegas experience for him . We wanna stay somewhere close to erverything.
I am terrible at managing money how do I make myself save? I can not save money yo save my life I am 28 years old and live paycheck to paycheck. I really want to save money for a rainy day can someone please help me?
What are the top 100 things that people can do around the house to save money and time and go green? Did you use to do things that you now don't do around the house and what things do you do now to go green and what rewards came from just for going green and changing the way you do things. you can give me 100 or more or less,the answer that is most detailed and descriptive will be picked as best answer.
Ways to save money in a short amount of time? I am trying to help my family save up money so we could go to music camp this summer. I don't have more than one month. Any ideas?
What advice do you have for a 1st time renter and how can I save money on food, electric bill, cable bill etc. My rent is 675 which goes over the recommended percentage of 30% of my monthly income. I make close to $1900 a month. Its a one bedroom and I have no kids or debt besides a student loan. How much will my electric bill be?
How to save money, time and heartache.......................? shall we just award Loverpool the Champions League Cup now ?
On the average do you save time and go to a convenience store and spend a little more money rather than going? to a grocery store or a store that could save you money even though it takes a more time to park and check out in lines?
how can i save time and money while shopping? it takes me so long to shop and food is getting more expensive any tips?
Why do people who dont know how to save money complain about being underpaid? Theres people who make plenty of money and enough to live off of but they still complain about not getting enough because they dont know how to save. When I save dont know how to save I mean they spend money like, and buy pointless and expensive things on a consistent basis than they complain about not being able to pay for important things. Why do these kinds of people complain about being underpaid?
How can we save money in our recreational time and social time? How can we save money, especially in th recession to? lIttle things that you want to help me broadcast in the next edition of the newspaper i am with ! I'm in a rush, even i am allowed to leave grammatical errors in times of inadequate research!
Should first time home buyers use a realtor or save their money and DIY? Case in point: my fiance and I are preapproved for a mortgage of "X-amount". I'm pretty savvy when it comes to finances, but I'm having a hard time finding homes which are suitable for our needs. Should I bite the bullet and pay a realtor to help me find our dream home? Or just keep searching on my own and save the realtor fees? Case in point: my fiance and I are preapproved for a mortgage of "X-amount". I'm pretty savvy when it comes to finances, but I'm having a hard time finding homes which are suitable for our needs. Should I bite the bullet and pay a realtor to help me find our dream home? Or just keep searching on my own and save the realtor fees? As for the cost of inspection, I'm not sure if the seller pays for it or not. I know that the third party fees include: appraisal, title, inspection, recording fees, taxes, and I think surveys too. I'm not 100% sure who pays for all of these, I'm just going to assume the buyer does so that I'm not guessing my cost too low.
How can i be smart to save money for trip to Australia? Is that good idea if i can exchange my canadian dollers into Australian money as saving? but how i can save them if my bank don't accept international money? That's why i had hard time to save money over my foods, home, and stuff. I really want go trip to Australia so bad :(
Can you save money or are you a big-time spender? $$$? I do not noe how to save the most i saved money 4 was like 3 weeks. its very hard 4 me.
Does money save you time ? Well think about it, we use money mostly because we need it for our lives to be improved right? But most cases we need money to save time, I just thought of this now because of what i did today. I was at uni today and i realized that i had a book that i need some copies of the pagers. I had two choices, the scanner which is free or the photocopier which is about 10 cents per page but its quicker. What do you think about this in the western world compared to the third world? Does money save you time in the long run?
I need help trying to figure out what type of account I need to save my money in? I am 19 years old and I am starting to save money for they future. I am saving 100 dollars a month and I want to put it into an account that I never touch. I explored many options but they all seem to be the kind where you need to put in a one time lump sum. I just want to add 100 dollars into the account every month. I want it to have a good interest rate so that way i will actually be earning money.
How can we save money and improve the environment at the same time? I'm looking for ideas for anything that will improve my carbon footprint, while saving money at the same time. I have done the obvious, like buying energy efficient appliances, using energy efficient light bulbs, using rechargeable batteries, insulating the house etc. I am looking for something new and original. Any ideas?
How can I save for my baby and time off work? My bf is working his butt off to save money, and I work? Full time, and pay rent, utilities, and then I am horrible at saving. I am not out shopping for myself, but more like buying food, fast food, cuz i am hungry! I bought some healthy stuff last night and I am evening it out for the rest of the week. I have alot of stuff already for when the baby comes. I am pretty much set with that. But I need to focus and save money! Any advice?? I am 18.5 weeks
How do i save money when i receive as little as 20.00 now and then from someone who owe me 1000.00dollars? ITis hard for me to save little money right now but i would prefer saving that little money and save all 10000dollars If he gives me in large amounts i can get CD account but with little money it is tough to keep it in my saving account. Right now iam planning to buy EE bonds worth 50 dollars for 25 dollars.
What is a good why to motivate my self to save money, and how? I need to save money but putting it in a saving account just is not working, can someone give me another way to save besides putting it in a saving account?
How much money do you save on oil by keeping your thermostat at home at a lower temperature? My parents insist on keeping our house about 65 degrees in the winter in order to save on oil, which in turn saves money. About how much more would it cost to heat the house say 5 more degrees? The house was built it the 1950, so It's probably not very well insulated like newer homes would be.
What special routine or tricks do you do to get yourself to save money? I know some people have special ways to save money....what is yours? Also, how do you get yourself not to touch the money you saved? I need to start saving money...but I have a hard time keeping it in the savings! What motivates you to save?
What are some good ways to save money? I need to know a good way to save some money. Im saving up for something I want, So I need tips. Thanks. :D
I am a first time Home Buyer, is there anything special I can do to save money!? PLEASE HELP!? I am buying a home for the first time. What type of programs can I look for? Or loan opportunities that are available to me? I live in Florida and would like to migrate south to Brevard county. I am a first time home buyer- I have NEVER owned a home. Please help!
I am looking for a part-time job so I can save money for a house next year. Is there anything out there? For more information, in Miami, FL or Hollywood, FL would be great. I have BS in Business Management and wants to get a Master in Information Technology.
what are good ways to save money? i have big problem with saving money. i can never save any money. when i go to school i never bring money because i know i'll spend it all right away, but then if i don't bring money i never have food. and if i try to hide my money ill just know where it is and get it and spend it how can i save money successfully? any tips or suggestions?
How do you save your money? How do you save money? I started saving money by opening up an savings account and also being really thrifty. How much do you save monthly? I am planning to save around $700 per months after I finished up paying of my credit card within a few months.
Any smart ways to get money fast and to save it ? I"m like always asking my parents for money and i wanna earn money my way or find ways to get money easy or fast or sumthing and i when i do get money its hard to save i need methods on saving money and also getting money? and i'm a 15 and i can't get a job yet but yea..any SMART ways ?
how can i save money for tax time? I remember reading in a magazine that you can claim all the sales taxes from recipts of things you purchased, like from stores, etc. is that true? how do i go about claiming them? if it is true, i need to start saving them now....
How do you keep your self from spening money when you have to save money? My bf and I are moving out soon. I need to save all extra money that isn't for bills... How can I keep my self from spending it? What are some good tips for not spending money? I do bring my lunch to work, so there is no issue there. I mean, how do I get out of buying things or paying for things. I need to be poor poor for at least 5 months to save what we planned to save. HELP!
How do I save more money? I receive $30 a week from my parents, and I want to save up! I'm a really bad impulse buyer- when I see something I like, I can't help but buy it! However, this has toned down a lot over the past week, and I'm beginning to save money now. But I want to save more money! I've tried looking for a part-time job but have been unsuccessful, and I also have to put away money for my friends' birthday presents. So, any tips how I can save more money?
What is the best way to save money after the wedding? My Fiancee and I are looking to get married in April of 2009. Starting in december of this year, he will be finishing with school and his current job has offered him a job at 55,000 a year. I will still be only making about 15,000 at the time. Our wedding right now looks like it will be costing us about 30,000. We will be able to afford the wedding/honeymoon without having to take out a personal loan. However, this means that we might have to live with my parents for a few months to save money before we go to find a place of our own. He likes the idea of living here together for a while becuase it will give us a chance to get organized and pack the things that we are going to take/get rid of the things we will not take. etc... plus, my parents would not charge rent of any kind. The other option is to find somewhere to rent.. Is renting a better idea? I dont see how it is possible to save money for a home while renting. Any suggestions would be helpful. The price of the wedding COULD be less...the thing is that I have a HUGE family. My family alone (with moms side/dads side) consists of almost 200 people, and that does not include close friends of the family..or His family and friends ... Most of the reception places that dont cost as much also are not big enough for the amount of people. The money part wouldnt go towards elaborate decorations etc... but to accomidate all the family We have discussed changing the date but April 5th 2009 is a very special date...for both of us, for reasons both inside and outside of our relationship. So yes, the date COULD be moved, but we'd prefer it if it didnt have to be.
Ways for a 15 year old lad to save money for holiday with girlfriend. Any ideas? Okay im going away at the start of of July with my girlfriend... i need some money saving/making tips... i need to save about £300. Please remember im only 15 years old but all answers greatly appreciated. Thank you!
How can I save money on my home purchase? Any thoughts on how I can save money on the house we are purchasing? We are first-time home buyers, getting a 3/1 ARM, requesting seller assist for closing, 100% financing. What can I do to save money? Are there any courses I can attend or programs that I can join?
When is the best time to buy a laptop to save money ? tomorrow, next week, after christmas etc ? when can I get good deals on good laptops ? no not today! too busy!!!
How do you save money to relocate to another state, if you are living paycheck to paycheck? I am hoping to relocate to another state after finding a new job that pays the same or more than I make now. I am living paycheck to paycheck due to extensive debt and expenses due to the cost of living increasing. Moving far off costs money. How can I save when there is barely anything to save? Any ideas?
Do you ever get to save money? I know it's a highly personal question, but please answer this for me- and please, be honest. I have been trying to save money (as in save up in the bank), but things are always coming up: emergencies, car repairs, medical needs, etc. I can never save any money, and it's a terrible disappointment. Do most people just live from paycheck to paycheck, or do some people really actually have extra money to save up? What has been your own personal experience with this? Do you have money saved? What is your secret? How may I also save money?
How to save money at the age of 16 with a saturday job? Hi all I am 16, and ive managed to get a saturday job working 8hours in a retail shop, i earn a small amount a month and i want a good way of priotritising now, so i want to save money...which is the best do you think and if so what kind of bank account should i save in. Any other money SAVING TIPS would be great! Thank you xoxo
what is the easiest way to save money and accumulate wealth on your own? I am looking to save a lot of money this year..... can someone tell me the best way to do this without getting tempted to spend it? I like to shop alot and like to go to the hair salon like every other week. Can someone help get out of this habit. I tend to buy things that I like at the time but don't use it much after purchased. My goal is to save at least the minimum is 300 a month and the maximum is 500 a month. I want to save so that I can retired when I am 40 and so I can buy a house and car by the time I am 25?
How do you get your fiance to save money? You are trying to save money and paying your side of the bills ontime and saving if there is any money left. When his check comes and it is bill time for his side he doesnt have enough if any to pay because he spends it on little things. I have already spoken to him about this. Any other ideas? He claims he is not going to live uncomfortably. (Meaning having the AC on alot-getting nice food to eat). ETC. P.S.I do not have any extra money to pay his share of the bills, and either way since its Fiance yes I know our bills,...why should I front the bill on everything?
How can we save money on gas and oil these days? It seems that gas prices go up and down all the time. Sometimes, it limits what we do. Is there a way to save money?
what is the best way to save money on a divorce in california with an attorney? i have filed and served papers on my husband. my attorney costs $300 per hour. how can i use as little os her time as possible to save money by doing things myself. here are some ideas i have thought of: file additional paperwork by mail myself (are there any good resources for how to do this?) hire a paralegal for everything but legal advice and representation (on average what is their hourly rate, and has anyone done this before?) have as little contact with my lawyer as humanly possible any other suggestions?
As a parent on a budget how do you save extra money for vacations? I want to start saving money for a small vacation this summer. What are some good tips to do this. I have noticed that even when putting money into savings, most of it gets switched over to checking at some point so, the banking account doesnt really help us save money. What do you do to save a few hundred dollars for a trip?
What are ways one can save money when shopping for Christmas Gifts? Late November and the month of December is a busy time for retailers nationwide in the United States as Americans purchase Christmas gifts from both family and friends. Although this is the time of giving back to others, as a result, many Americans spend more than they can afford, charge too much on their credit cards, and go into debt with their charges. What are some suggestions you would give to a friend in order to save money during the Christmas Season?
How do I save my money without having the urge to spend it all the time? Ok I saved up to about $100 and then I bought x-mas pesents and then I bought a $45 bedspread, and then I kept spending more and more and now it is all gone.I need a lot of ideas to help me save my MONEY!!PLEASE HELP AS SOON AS POSSIBLE!!
How do i save money for myself? I need a plan to make or rather save money im in college and work part time so i only come home with 200 every two weeks. I need a good plan to save money i never have enough money i got from paycheack to paycheck...
What is the best way to save money? I'm planning to save a large amount of money towards buying a house in about 5 years. What should I do with my savings in the mean time to make the most interest?
can i save money and time by crushing sugercane insitu? insted of transporting to the factory the sugercane ,the juice crushed in the field is it feasable or any ccomplications?
HEY DO YALL NO HOW I CAN SAVE MONEY- MONEY SAVING TIPS!! thanks? PLEASE TELL ME HOW TO SAVE SOME MONEY OR MAKE A LITTLE OUTSIDE MY FULL TIME Job
should we ride our bikes more,for clean air,save money at the gas pumps,get fit at the same time,? stand up and became a new us ,for the young to follow in our foot steps,
Is it worth it to save money? The wants of now, saved for the future? The question is,. is it worth it saving up that big amount of money for retirement? It seems that so many times people simply save up the money and when they retire spend it on the things they wanted when they were younger- a new sports car or a weeklong cruise to a beautiful island. I'm not saying you have to be young to enjoy these things, but it sort of makes you think, should I just spend the money now, at this age? Mostly when a young dude buys a tricked out car it's to look cool and to attract he ladies. It works a lot. When an old man buys that same car he wanted as a young man, a lot of times people describe him as going through a midlife crisis. So what's your opinion? Is it worth it to save the money? Or should it be spent in the here and now?
What are some ways to save money? Refraising last question. Looking for ways to save money, not how to save money. Thanks. Like making lunch instead of buying.
I am 12 and I want to save money. How can I save MONEY!!!? Alright. The things I want to get are: ~iPod Nano. (How much would that cost?) ~Digital Camera ~Cell Phone (possibly picture phone or RAZR) Any Body got any ideas? I have an iPod but I want a different one. I was shooting for a digital camera a couple months ago. How do I save money for each and still have a dollar or so to spend. I usually get 20 a month or 5 a week. It depends. Any ideas. I live in the country so if its like a garage sale... it wont be a ble to happen. Okay thanks. LOL. ~Niki
how can i save money while in college? im looking for ways to save money, but not on saving money for books.
I need saving tips! I want to save money for a beautiful vacation in Europe. Do you have any? I'm married and I have 2 kids very early and we had to pospone this ideal trip with my husband. But now we are definitly going to do it, so I need to save money at home. Tips, please!!
how can i save my money and earn money? i am only 12 and need to know how to save money.im saving up for a ps3 but i always see something i wanna buy and cant help but to spend it and i dont get money that much i only have 50 dollars right now. and what are some ways i can earn money i dont get allowance and dont get paid for doing chores and my mom wont let me go around my neiborhood and try to do things like mow lawns and car washes so i need to know some other ways.and i think i might start getting 5 dollar allowance a week. and my birthday is in september.
how do I make a budget to save money for my family we are on ssi ? Ok this is our case and we need advice.or help to start saving money $ $ $. we would like to save for those things that happen that are unexpected things and to just one time when we are bord to drop everything and go to a movie in the theater.I NEED SO MUCH ADVICE.If the budget has to be strict that is fine I just want to save money $ $ $ for my family but I am not doing so well need lots of help?do i just get the things that we all need or just some stuff we need?really would like to get into avon as well but i don't know how to?i got in contact with them once but the person was unreliable they didn't show up so if anyone can help me with the making a budget or how to get started with that it would really help our family a lot and we would really appriate it a lot we are just looking to live like normal people but it is very hard for us to do so on such low income where to begin saving is our problem we are stuggling now and need some real help to get us where we need to be.thank you
Pay off debt or save money? We have a lot of debt. We have more total debt than we make in a year, and more than half is student loans. We're trying to build up our credit by both saving and paying stuff off. But is it a waste of time to save money? Right now, we're saving 5% each from our paychecks. And if we have it, sometimes we send bigger amounts just to have more in there. Uh . . . I'm paying on my debt. It's not sitting there unpaid. I'm talking about paying it off in large chunks. oudidnot: I grade that stuff for a living. I will give some people crap if their questions are impossible to understand. But I'm here to play, not work!
i cant save money, I have to spend it!? how can I control myself to start saving money? I really cant save even if i have 40 dollars and dont know wut to do with em ill go n spend em!! gosh!! if i continue like this , im never gonna have anything on my life, im only 21 yrs old and some of my friends save like for cars or suemthings they want, I cant save, and I do have an open account in the bank!! :( any books or website on how to control the wasting money for no reason problem?
Powered by Yahoo! Answers