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Retiring Early Knowledge Base

About people retiring early for the younger people to have jobs? Has the question been ask why we don't let people retire early with insurance so the younger people can have jobs
Why does the FED GOV penalize its workers for retiring early? why all the tax penalties why does the FED GOV treat those who have served them honerably like pieces of expendable meat? my dad pute in over 25 years with them and now there penalizing him for taking retirement due to chest pains and stress induced burn out he worked 18 hour days with 6 hour forced every other day working security<heavely armed> at a top secret facility where they test classified military weapons.
Why Are Doctors Retiring Early? Someone told me once that medical doctors are retiring early in the U.S. due to the frustration of the very stern regulations & restrictions that the physicians have to abide by. Plus with the low reimbursements that the government & private insurance companies have to offer making it very difficult to stay afloat even in private practice & as a salaried doc in either GP or as a specialist! Is this true or false information?
Where can I find advice for retiring early and / or from the military? Every retirement article I read assumes you'll retire at 62 or 65. Between my investments and pension, I plan on being retired by the time I'm 50. However, I can't find any articles or any advice that address the kind of situation I hope to have: Good pension, TSP (401k) account, civilian employment for 4-5 years following retirement from the military (from ages 46-50). Any ideas?
what is the secret to retiring early? please feel free to share your story or include examples.
Is there any chance of t-mac retiring early? What do you guys think? Will t-mac's back spasms be enough to cause him to retire early from the nba? It's possible.
How can you retire early without being a slave to a job? My husband and I want to retire early sail on a boat the rest of our lives and really do not want to be slaves to any low paying jobs. We both have different skills. He can work on anything. I am creative and have alot of artistic skills, lots of generic talents, but nothing that has materialized into a useful career. What should I consider doing if this is our dream?
What type of savings do I need to retire early? I'm currently saving in my 401k here at work, and by the time I retire in 35 years, I should have a sizable nestegg. I know all the cons to pulling out of that early, and want to avoid them. I'd like to start saving additionally for retirement, so I'd have the potential to retire early, but with no major drawbacks to pull on this money. What type of accounts should I get?
What is the best job to get rich and retire early? I've heard from quite a few people that network marketing is the best way to go if you want to get rich fast and retire early, but is there another better route? when i said best, I meant EASIEST and fastest.
Is there any way to avoid taxes on a Roth IRA if you plan to retire early? I read somewhere that you can withdraw yearly equal amounts from the Roth without tax. Is that true and is that what they do so you can retire early? Ok, I must not have been too clear. I know exactly what a Roth Individual Retirement Arrangement IS, and how it works. What I'm wondering is if they have a provision for early retirement. I'm assuming they don't since I can't find information about it. I just with I could use this vehicle for investing for an early retirement.
Would you work outside the home if you had enough money to retire early? No one in my office who is over 50 seems to happy to be there. Many of them have told me they can not wait until they turn 62 and can take Social Security. Many people in the office are hoping to retire before they are 62 and move to volunteer or part time work. They are burned out and show it! How about you? If you had the ability to retire from your job/career as early as 50 would you do so, if you could swing it financially? Or would you miss the gang at work and having a place to go to each day? At what age is early retirement a good thing or is it just a sign or lazyness?
My current salary is $47,500 annual. Is there anyway or anything that can help me retire early ? My current salary is $47,500 annual. Is there anyway or anything that can help me retire early ? Should I enroll in my company's 401K Plan?
Why is Dungy retiring so early? is it too spend more time with his fam? wtf does that mean megan?
How much money will i need to retire when i start working if i want to retire early.? i want to retire early so i will be able to have a free future and can volunteer for things.
Who famous tennis player retired early to live high life, returned to court after many years but failed? Who famous tennis player retired early to live high life, returned to court after many years (because he had no money), but could not play so well like he used to, because the racket was made of titanium (and not wood like the time before his retirement)?
What should I do with $60k in order to retire early? I live in Oklahoma. I have 10 yrs with the DOD (civil service). I am 33. I have cronic back pain and have had surgery that has helped some but I am still in constant pain. Last year I bought a house for $60k which I have invested about another $40k. We expect to sell the house in the next couple of months for a profit btwn $40k-$60k. I currently make about $65k yr. I have about $32k in my 401k. I want to retire asap. any ideas?
Would you want to retire early or would you continue your career future? If you had the chance to retire early, even if you 20 and forever live simple in a hot place like cancuns or would you stay in your location and continue to your the same life you are and try to presue your career future?
Is BCCI Luring players to join IPL and to retire early? Alot of people have been retiring lately... i can recall 3 right now... Gilly, Pollock and now, Fleming and surprisingly all 3 of them are going to be joining IPL. Full list here - http://en.wikipedia.org/wiki/Indian_Premier_League And i just read a cricinfo article, where Ponting is worried that the lure is going to lead to many players retiring early to play in the IPL as IPL is not in ICC's schedule, so players have to choose between IPL or ICC's cricket matches.. What are ur thoughts on this? http://content-usa.cricinfo.com/ipl/content/current/story/336628.html GOOD NEWS.... MY FAVORITE PLAYER MD. KAIF HAS BEEN IN BY IPL!!! HAS BEEN ROPED IN BY IPL**** (i need to proofread)
What type of Accounts/ Investments do I need to make in order to retire early?? Hi, I am a College Student in my 20s And I want to plan for my future NOW. I want to retire early ( like in 15-20 yrs) What type of Investments do I need to Make?? AND what type of Accounts do I need??
Retire Aged Personnal Early. "rape"? As a result of the reduction of money budgeted for the Department areas, we are forced to cut our number of personnel. Under the new plan, older employees will be asked to accept early retirement, thus permitting the retention of younger people who represent our future plans. Therefore, a programme to phase out older personnel by the end of the current fiscal year, via retirement, will be placed in effect immediately. The programme will be known as R.A.P.E. (Retire Aged Personnel Early). Employees who are R.A.P.E.D. will be given the opportunity to look for other employment outside the company. Provided they are being R.A.P.E.D., they can request a review of the employment records before actual retirement takes place. This phase of the operation will be called S.C.R.E.W. (Survey of Capabilities of retired Early Workers). All employees who have been R.A.P.E.D. or S.C.R.E.W.E.D. may file an appeal with upper management. This will be called S.H.A.F.T. (Study by Higher Authority Following Termination). Under the terms of the new policies, employees may be R.A.P.E.D. once, S.C.R.E.W.E.D. twice, but may be S.H.A.F.T.E.D. as many times as the company deems appropriate. If any employee follows the above procedure, he or she will be entitled to get H.E.R.P.E.S. (Half Earnings for Retired Personnel's Early Severance). As H.E.R.P.E.S. is considered a benefit plan. any employee who has received H.E.R.P.E.S. will no longer be R.A.P.E.D. or S.C.R.E.W.E.D. by the company.
Subject: Retire Aged Personnel Early Memo funny or not? As a result of the reduction of money budgeted for the Department areas, we are forced to cut our number of personnel. Under the new plan, older employees will be asked to accept early retirement, thus permitting the retention of younger people who represent our future plans. Therefore, a program to phase out older personnel by the end of the current fiscal year, via retirement, will be placed in effect immediately. The program will be known as R.A.P.E. (Retire Aged Personnel Early). Employees who are R.A.P.E.D. will be given the opportunity to look for other employment outside the company. Provided they are being R.A.P.E.D., they can request a review of the employment records before actual retirement takes place. This phase of the operation will be called S.C.R.E.W. (Survey of Capabilities of retired Early Workers). All employees who have been R.A.P.E.D. or S.C.R.E.W.E.D. may file an appeal with upper management. This will be called S.H.A.F.T. (Study by Higher Authority Following Termination). Under the terms of the new policies, employees may be R.A.P.E.D. once, S.C.R.E.W.E.D. twice, but may be S.H.A.F.T.E.D. as many times as the company deems appropriate. If any employee follows the above procedure, he or she will be entitled to get H.E.R.P.E.S. (Half Earnings for Retired Personnel's Early Severance). As H.E.R.P.E.S. is considered a benefit plan. any employee who has received H.E.R.P.E.S. will no longer be R.A.P.E.D. or S.C.R.E.W.E.D. by the company
my dad is retiring in early july.wat r some good jobs ? he is an army officer with over 30 yrs exp of man mangement and can also teach computer.currently in bhopal.
Anyone planning to retire early in the Philippines? I plan in moving at around 54 or 55 then live off savings till my 401K at 59.5 then SS at 62 . I am going to a province outside Cebu where my house will be built in a few months .
Why is shaun pollock retiring so early? he is only 24 for crying out loud and it's not like he can't ball anymore his balling could be a major asset to the crappy bowling of our team, and his batting is needed to provide support to the lower order... if this was baseball, he d be staying for at least another 7 years. I think that his retirement is very premature. any opinions sorry I meant 34
Lebron: " I see myself retiring in 5 or more years"....article inside? what do you guys think? http://www.clublakers.com/forums/lebron-i-see-myself-retiring-in-little-more-than-5-ye-t92675.html "Brian Windhorst Beacon Journal sportswriter: "Cleveland Cavaliers forward LeBron James said last night that -- while he still plans on competing at the highest level possible for 5 years -- he is foreseeing a retirement in the next 5-6 years, a shock to many of the Akron native's fanbase. 'I'm looking to make an impact worldwide' James said. 'That way, the LeBron James brand will become bigger than nearly any other brand in the world.' James is stasticially having the best season of his career, but he previously said he would consider retiring early if the financial incentives were right. Since early on in his career, James made it a top priority to expand his image far beyond the basketball court, and judging by the looks of it, he is preparing to make a global push sooner than anyone imagined."
Where to save for early retirement? I'm almost 24 and I've saved about $20000 for retirement in my TSP and Roth IRA. Although my income isn't that high, I can easily save at least $10000/year, and I plan to save more than that as my income increases. I think that I may want to retire early, but with the TSP and Roth, I have to be 59 1/2 to make withdrawals. What type of account can I save in that will let me have access to some money sooner?
i heard that naoko takeuchi retired early? is it true i want to make sure if its true or not.naoko takeuchi the creator of sailor moon retired early did she.
Do you think Roger Federer will retire early? I have got a feeling he might be one of those who retires early, like Justine Henin. Opinions?
Which players do you think retired too early? I'd probably say Drew Bledsoe still had a good couple years left in him. Emmit Smith I'd say still could've had one or two more good years. Michael Irvin (but that dont really count as he suffered a career-ending injury, thanks to that one day in Phili). Oh and Terrell Davis. Can't forget him. Although, I can see why Bledsoe retired. Ever since Tom Brady replaced him, every team he went to he always got replaced.
Wanting to retire early!! what things can i do to help me with this quest? 22 year old female very determined to retire at least by 40 or 42 or before that..what efforts should be made on my part to do so? should i make some small investments or go to a couple of edward jones and speak with them??
Why do secondary school teachers retire early inspite of having their pension actuirily reduced? I am surprised how often teachers and assistants say that. From my own scant experience as a volunteer I see what they mean
What the best way to save for early retirement? I'm in my early 20's and I wanting to retire as early as possible say between 40 and 45. I know its a bit of a stretch but it could be done. Should I put all that i can into my 401k and IRA or should I put most in an account where there isn't any penalty for withdrawals since i would be retiring any where form 14 to 19 years before i start withdrawing from my 401k and IRA. If so what kind of account should i look into?
What is the best way to retire early? I max out my 401 k at work and they match 6%, I put the 5,000 max into a roth ira a year and save 10% of my salary a year. I only make about 90,000 a year. I payed cash for my house and my truck. i have no debt and Im only 28 so now what can I do? Im dont wanna work till im real old ya know
I am a retired educator, I retired early. I am considering being a nanny. Is this a good choice? What skill would I need that I would not have from being a mother and elementary educator? Do Nanny recruiting companies really help? What is the best way to find such a position?
Max out 401k now and pay early withdrawal penalties later? Or invest excess into a brokerage account? If I’m planning to retire early (45-50), is it better for me to max out my 401k now and pay the 10% penalty when I begin withdrawing early? Or is it better to invest the extra money in a taxable brokerage account that won’t charge penalties upon withdrawal?
How to retire early and has no worry about money? There will be a point in life that is time to retire for most that is working for somebody else. What can be done to not worry about money as you'll never know how long more you're gonna live?
Can i take early retirement in the uk and still work abroad full time? I want to retire early and move abroad. But i want to know if i can still work full time running my own buisness abroad. any usefull info will be appreciated. thanks.
Are there any jobs that pay really extremely well for a short time so you can retire early? I don't want to slave my whole life away I have better things to do then work anywhere that could careless about their people and work them to death which I am tired of.
Is greed and the drive to retire early a component of the economic downturn? AARP is one loud squeeky wheel and Washington listens to them. Is their greedy agenda a contributor to this economic crisis?
How can I retire early and live meagerly? I want to retire @ 54 and know it is a stretch. I want to travel the US in an RV and see "every" little thing??? How do I accomplish this?
do you know if someone can qualify for unemployment benifts if they were made to retire early? The place I used to work at is closing their doors.I know someone who just recently was made to take an early retirement there. I talked with her yesturday and she told me she still has money in her unemployment insurance. Can she recieve this?she is really having a rough time.
How can I make our life a little better now that I have retired quite early? I retired quite early bec. I had cancer before and I wanted more time for my family. My work in the office as a Corporate Executive Officer is quite heavy. I have responsibilities in the office which requires most of my time. And now that my kids are growing up I would like to be with them most of the time and also find time with my husband who's working in the province which is quite far from home. Although he comes home once every 3 weeks, I miss him most of the time. So how can I help in generating income but in a much simpler way so I can be with my family most of the time and a job that gives higher compensation? We want to go abroad (in New Zealand) so me and my husband can work there. I can get a much simpler job there and have more time with my family but our pending application there is getting us nowhere. Its more than a year now since we applied but due to the change in requirements, we had to reapply. I hope somebody could help us without asking for so much because we only have enough for our family. So for the meantime, what can I do here in the Philippines so we can still live our life a little better? Can you suggest any business that is not high risk, simple and with high income?
can i take my retirement -401k amount to india, if i retire early(40 yrs)? if so, do i need to pay 10% penalty for early withdrawal. am i taxed in india as well as for this income as i pay taxes in usa as well. - xyz
Why do nice teachers always retire early, but mean teachers stay forever? I have one teacher and she has been teaching at that school for over 40 years, but she is so mean. One of my favorite teachers just retired last year and she was super nice.
What are some good reasonably priced health insurances out there for individual purchase for early retirement? I want to be able to retire early but health insurance is an issue. Any suggestions?
Is retiring a good thing i`m 56 ? so many of my mates who have have gone to seed early.? gone to seed early.........wilted on the vine before their time.
What other jobs are there that I can retire very early? Hi, other than the military and police officer jobs, what other jobs are there for early retirement? I have been on SSI for over 2 years but it seems I'm not qualified for it forever.
people 18-early 20s: do you plan to sacrifice your finances to retire early or not? or are you going to get a career that is high paying? Do you plan to live modest to retire early OR are you just going to work a lot of years?
Do you wish to retire early with piles of dough? And mention what age and what will u do with that cash!
Many teachers are leaving education early on retirement why|? I am not a teacher and know that although they have an inflation proof pension it is heavily discounted (I refer to UK) if they retire early. Many of them are near or have a nervous breakdown or suffer stress illness, this is perhaps more so than many other professions. When are our so called politicians going to insist on an inquiry to discover the root course of the loss of experienced teachers especially as they are now rabbiting on about compulsory education until the age of 18>
Where to save to retire early? Where can I save money so that I can have access to it well before the age of 59 1/2? I am 24 and have saved up quite a bit in my 401K and Roth IRA, but I would like to possibly retire as early as 50, or maybe even sooner.
i just researched and figured out why barry sanders retired so early, do you wanna kno? Barry sanders retired because he is a great person. When barry was younger, his favorite player was walter payton, him getting closer to the record, he didnt want to break them so he retired
i want to retire early and i heard about the rule of 55 which says i can withdraw a certain amount of money? i want to be able to withdraw from my 401k without being penalized for taxes
How old do you plan on retiring!?!?!? I was wondering because I want to retire as early as possible having a decent amount of money left. ..
Has anyone out there retired early and is having a hard time with all the extra time on there handsI am 39 ye Has anyone out there retired early and is having a hard time with all the extra time on there hands I am 39 years old and am going cazy I havent had any luck with the hobbies, any ideas please. Thank You
Retiring in your 30s? Anyone see this article on Yahoo News? How? Okay, if someone made super investments and had a bit of luck, maybe he or she could retire early. But in one's 30s? What about health benefits? Anyone here have a plan to retire early? I want to work forever -- I like working!
Funny or Not Early Retirement Due to the financial situation, management are going to implement a scheme to? put workers on early retirement. This scheme will be known as RAPE, retire aged personnel early Persons selected to be RAPED can apply for the SHAFT scheme, special help after full termination. Persons who have been raped & shafted will be reviewed for the SCREW scheme, scheme for retired early worker. A person may be RAPED only once, SHAFTED twice, & SCREWED as many times as management deems apropriate. Persons who have been RAPED can apply to get AIDS, additional income for dependants or spouse, or HERPES half earnings for retired personnel early severance, Obviously persons who have AIDS or HERPES will not be SHAFTED or SCREWED any further by the management. Persons staying on will receive as much SH1T, special high intensity training, as posible, managment has always prided itself for the amount of SH1T it gives to its staff. Should you feel that you dont receive enough SH1T please bring it to your managers atention they have been trained to give you all the SH1T u can handle
US army early retirement and pay? This question is 3 part: 1. How is pay affected by voluntary early retirement? 2. What is the earliest people can voluntarily retire early? 3. How common is it that people retire before 20 years?
In early 20s and hoping for early retirement...? I’m hoping to get some realistic and sound advice on investing. I’m in my early 20s, and know that I would like to retire early, and be able to live comfortably along the way. I understand that because of my age, I can take more ‘risks’ in the investment category (rather then just buying government bonds), but I’m not sure where to start. I’m to busy to invest on my own (ie; e-trade, etc) so, I would like to find a company with a great reputation and even better ‘consumer reports’. If anyone knows of any good places to start, then please send the information on my way. Thank you! :-)
Early Retirement? My parents are 61 and they are planning to retire early at 62. How soon in advance to they need to apply for an early retirement? how soon will they start getting their checks after they turn 62? thanks
For early retirement, should I max out my retirement accounts or taxable accounts? I am 22, but I want to retire early. Something like 35 or 40 would be ideal. Right now, I'm maxing out my contributions to my Roth IRA and a Roth 401k, with money going into various stock mutual funds. However, I'm wondering if this is the way to go, as I understand that I can't even access my 401k account until turning 59 1/2 anyway. For my early retirement goal, should I continue to max out my retirement accounts, or scale some of it to taxable accounts? I recognize the tax advantages of the retirement accounts, but I'd also like to have money to draw on pre-59.5 yrs old. Thanks!
early retirement options? I'VE BEEN A GOVERNMENT EMPLOYEE IN THE STATE OF GEORGIA FOR OVER 24 YEARS AND WOULD LIKE TO RETIRE EARLY LIKE TODAY IF I CAN...IS THIS POSSIBLE TO DO AND STILL MAINTAIN MY PENSIONS AND HEALTH AND DENTAL BENEFITS AS WELL AS THE OTHER BENEFITS..HOW DO I NOT LOOSE THESE......
Retired early-fourth-generation investment/brokerage industry-and ex-Marine-about Dinar? I am now looking for a different on-line (reputable) firm that allows me to trade stocks every 3 or 4 months or so, for the most part, some long-term-AND-allow me to buy some Iraqi Dinar, and just sit on it, Dinar, for 10 years. I have called and searched EVERYBODY from on-line, and in the phone book today. I hear from most that they do not also offer currencies, like my past on-line service-OR-from currency (Forex)-etc. places that they don't offer the Dinar-that it is deemed to be still too risky. By who? I will not be subversive and give my opinion on some things. But I do know a few service members and individuals that have the ACTUAL Dinar in safety deposit boxes, the Dinar is easy as hell to buy and have, but I do not wish to "trade-in" for dollars-due to "currency/counterfeit safety" bill exchanges, every two or so years, and pay taxes on it. I want a ten year hold on the Dinar, through an on-line (reputable) firm, that also allows me to trade my own account-taxes in ten? Any ideas as to help me achieve what I want would be much appreciated. The "trading world" huh? More like "double-tax for restructuring Iraq" for investors, world. Sorry, look at what we call the allowed offering of Pink Sheet stocks. Why not certificates held in sort of a "street name" status? Someone "world" and "trading" wise, please help me on my quest-any ideas? Well, you get one star-for your answer of my wishes incapability. The safest way is through the U.S> treasury...sheesh
Pay off debt slowly or retire early? I am coming into a lump sum of money, and have been wondering if its smarter to pay off all debts I have now or invest the money and pay debt off later when my investment is enough to retire on.
Does engineers retire early? than other jobs like businessman
Has anyone retired early and became full time RVers? Was wanting to know your thought about the pros and cons of frist time Rving.
Am 57 just retired early and want to try something new. Fed up with housework , decorating and ironing already I am not just sitting here bored! i love my home, I enjoy my grandchildren and i can fill every waking hour. But I just want something more stimulating and social to do for ME. Unfortunately my best friend died last year and somehow I don't want to do the things we planned with anyone else. I want to start my own journey and am looking for ideas that I may not have had.
I want to retire early & live comfortable, any detailed suggestions? I'm 24, married with 3 kids, doing online sales business at home & my husband is an engineer. Its not so easy to save lots of $$, as I have 3 kids & hope to have 2 more but I do save about $400- $500/month. I have savings insurance for myself & kids. Own a 4-room & a car. Any suggestions?
Has anyone successfully retired early to write? Circumstances: middle class, employed, want to give up job, have some property I could sell, am willing to be poor but not totally destabilized. Has anyone managed this by selling property/buying annuity, moving to less-expensive foreign nation, or other tactic?
Question for EARLY retirees? This is only directed to people who have retired at a young age, either expectantly or unexpectantly (but NOT the result of having a child). How old are you? How were you able to retire early? What do you do with your time now? Are you more active or less active than when you were working? Are you happier now? Thanks in advance
should the President retire early? I voted for this man twice but I dont know what he is anymore. he has been a big dissapointment and he is very close i think to betraying this country as a whole. i am heart sick about this I still would not have voted fot kerry or the enviro nut who lost his home state , but this is terrible. let Chaney or Condi take over for the remainder of the term .
Do people who retire early, before 60, live longer than people who? wait until they are 65? big j: I'm right there with you. Can't afford to retire yet, though. Or I don't think I can.
has anyone had to retire early due to disease? parkinsons? my father had to at 58. does anyone know if he should be considered as a " disability voluntary retiree? We are trying to figure out which compensation bracket he falls under
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