how do medical transcriptionists save for retirement if they work at home?

Public Comments

1. Same way I do, put money in the bank, stock market, IRA and Roth IRA.
2. Using IRAs - both "regular" and "Roth". Look these up on Google and Amazon and then buy a few books on retirement and a few books on financial planning for ordinary people. Think about buying a book called "The Only Investment Guide You'll Ever Need" by Andrew Tobias. You may be able to also open retirement accounts known as S.I.M.P.L.E.'s depending on how you are classified in your employment. Also - you can always just save money. One of the biggest contributors to financial success is to save a lot more than you spend. In other words - don't earn money just to spend it. This can be the hardest lesson to learn. my e-mail is - personaz1@hotmail.com I don't sell anything or advise people for money - I just like to help.
3. Are you considered self-employed? If yes, you have the option of the SIMPLE IRA (similar to a company 401k) or a SEP IRA. These types of IRAs are designed specifically for self-employed individuals or owners of smaller businesses. These plans offer a larger contribution limit than the Traditional or Roth IRAs. Only a qualified tax preparer would be able to advise you on which plan is better suited for your retirement needs according to your entire tax portfolio. I highly suggest seeking tax advice before opening any plan.
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