Can you please help me how can I save money for my future?

I am working in a BPO in Chennai. My Salary comes to Rs. 17,500 PM. I have taken 3 Personal Loans Rs. 1,00,000 ; Rs. 48,000 and Rs. 30,000 (all for my Sister's Education) and paying EMI of Rs. 3,274 ; Rs. 2,467 and Rs. 1,455 respectively. I have taken Lifetime Pension II plan from ICICI PruLife for which I am paying Rs. 1,000 PM as premium. I also have ABN Amro Bank Credit Card for which I am paying Rs. 2500 Minimum every month and my bike Installment EMI of Rs. 1246. In addition to this, I am paying Rs. 2500 as Rent for my home. So, the amount I will have every month in hand comes to Rs. 3000 approximate with which I am making my day-to-day expenses like petrol for my bike, Grocery and etc. at last, at the end of the month, I have Rs. 0 balance in my Bank Account. Can you guide me how can I save money for my future???

Public Comments

1. A Roth IRA.
2. 1. Just close credit card 2. Change Installment amount 3. reduce peotrol cost 4. try to increase your incomes by other means and sources
3. never take credit. always save at least 1/4 of your income for hard times. spend 2/4 of your income for bussiness and give 1/4 of your income for your friends and relatives in need. if you inherit money, invest them in flats, shops or houses. always look to get the best from your money. be aware that the more you invest, the more you will gain. pay your debts. if you have debts, do not buy anything untill you pay them. if somebody owe to you, be mercifull. my debts are forgiven and therefore I forgive your debts.
4. if you want to save money put it in a high yeild(intrest) rate savings account
5. Dear as i can see that u r managing the salary very well. try to find some part time job to get extra income best of luck
6. you have to effort hard for saving the money, first cut ur expense by credit cards, & slowly pay it all. Try to save 1000 p.m. & invest in systmatic investmant plan. search for the personal loan from other banks around about 200000/-, for 3 or 4 yrs so that ur distributed emi convert into 1 emi say that u paid all this backlog emi & ur emi stands for 6000/- p.m & current u are paying 7200 approx. so here u save 1200/-. this way u can save unles never.