me and my spouse are earning Rs. 35000 per month collectively. we go out every weekend (Mumbai). How to save?
The point is how to save more... a movie at a multiplex will typically cost 300 for 2 ppl and a meal out somewhere arnd 500. sometimes we even watch 2 movies in one weekend, and we are having a tight time saving some money please advise
Public Comments
- wow dude i wish i had your problem cut back on eating out and donate to my pay pall acount i make way less then that be frugall pay pal account >>>psychicgus@yahoo.com donation excepted any amount wow cant recal last movie i went too
- you're spending approximately 8000-10000 a month on entertainment!!!! you have to cut that out. what i do is that when i get my pay, i calculate all my fixed expenditures, and what is left out, i save 50% from that and the remaining 50% i use 30% for entertainment, my personal expenses like shopping etc and 20% for unforseen expenses
- So you earn US$800.00 per month and you spend about US$100.00 on going out. The anwer is simple.....stop going out every weekend and put the Rs.800 in the bank. By the end of the first year you will have over Rs. 40,000.
- Next time you can go to your grand father, BABA. You can save a lot going to your parent. You can eat meal at medium place, try bread and butter etc. Ask your wife to pack some for way. You can carry Potli of food.
- Plan ur Income, Divide it accordingly, out of that at least 10% should go to savings. And moreover self control is the part which plays major role. As u mentioned u r running out of savings, u have already realised and let both of u sit and discuss the situation. Instead of going to a movie, move to a place where u can sit and enjoy such as park, temple.
- if u are not parent, then u can sve a lot
- While posting this questn., u yourself have answered it. Cant u see for yrself where yr money is going ?? If u want to save, then cut dn what u think is unnecessary and w/out which u and yr spouse can survive. ''Samazdaar ko Ishaara kaafi hai'' hai na ??????????
- Life is short. Go to the movies and do things you like, but try to not go overboard. Try to put one movie cost away per pay day. Just cut down on things that you can so that you can do the fun things.
- You need to go out as well as plan your future with saving so be wise go out twice/month and save whatever you will be spending over two weekends in going out. Try to budget and keep a track on your spending.
- have a control of ur expenses...... Just limit the weekend trip to monthly trip.... Use other means of entertain..... enjoy life but save for tomorrow.
- You have to learn the best strategy to save money which is to "Pay Yourself First" which what has been described in the following source. The key is to set aside some money that you plan to save and make them untouchable before you start spending this money. I'm quite sure this method works and let me know if it doesn't. :) This is at least works for me. Happy saving!
- for starters--BUY A DVD-AND GET 4 NEW MOVIES EVERY MONTH-cos each dvd shd cost u only a hundred bucks-get some snacks--pig out at ur home theatre--rite in your room--pull the curtains down,switch off the lights and the mobiles and keep ur fone off the hook-and voila!!!! u have it all there-if u wanna go for it all the way--get the latest gizmo--the tata sky--u get all the channels-and u gotta pay 70 for the latest moviesif u want to see on tv-but theres a service charge of 300 per month-its steep-but i will bet it works out cheaper than wot ur doin rite now,make sandwiches twice a week for dinner--its fun ,healthy and cheap,gud luck god bless
- Hi Partner, You know what we are all sailling in the same boat, but we have to do what we have to do like some small investments and basically get involved in social gatherings and there is a lot of ways if you sit and think you could say money.
- If u wish to save, u must cut down some luxuries. Maybe every alternate weekend u can watch the TV and cook at home.
- you if spend this way it will loose so hard that you never return back! i advice you to go mumbail once a month instead of evry week, if you invest 10000/- every month in a ipo,mutual fund, or bank it will be aaround 25 to 35 lac in 30 years man! Think.
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