Save money or spend money?

Ok, we have o save some money but we also have to spend some, to enjoy it, to enjoy your life. So, my question is: Where is the point of balance between saving and spending for you? And Is it worth to spend one year of your life on a terrible job in another country, but earning a lot of money, so that you can maybe buy a house or something??

Public Comments

1. The more you save now, The more you can spend later. :D
2. earning and saving money for things that are more prosperous for goo life is what you should spend money on 1st: example car-house.
3. Everyone should have a savings of at least half a years income, in case you run into tough times.
4. Everyone tells me to save money, for a rainy day.. This year I will purchasing a house and I have not saved money, if I did I would not be broke all the time but that is besides the point. It is always good to save and splurge from time to time.
5. Ask yourself what one year really is in the long run? If it's going to be enough money and you are somewhere that the exchange rate is good I'd say go ahead and stay. Save your money, treating yourself to something every once in a while is fine, but without starting to save early you'll be in a pickle when it comes time to retire.
6. that depends... if it's a nice house or something
7. Spend it. You might die tomorrow and never get to enjoy it.
8. In the words of Charles Dickens, "Annual income, twenty pounds; annual expenditure, nineteen pounds, result, happiness. Annual income, twenty pounds; annual expenditure, twenty-one pounds; result, misery." As for the work in a foreign country, if you can stand it, do it.
9. only spend the money you have
10. Tough question, and ultimately nobody can answer that except for yourself. However, maybe some useful insights will come out of this. Spending: spend only as much as you need to. The happiness in buying things is only temporary, but the happiness found in using them is much more permanent. So use what you have. The happiness found in giving is unparalleled. The overused phrase "the best things in life are not free, but priceless," is really quite true. For me, fulfilling obligations that I have taken on (financial and otherwise) is also quite rewarding. As is challenging myself, and rising above those challenges... Saving: a common guideline is to save %10 of everything your earn/ make. This makes sense to me, but maybe it should be higher. You never know when you're going to need it... and if you never do, then that's great too. It is better to have a little more than you need, than a little less. If you can avoid it, don't go into debt for things that will only serve to make you temporarily happy. Find enjoyment of life in the people you call friends, in the activities you do (including work!), in the foods that you eat, in watching your bank account grow, in rising to challenges, fulfilling responsibilities, helping others, and anything else you do. Remember, money is ultimately worthless and means nothing. Time is the most precious resource that you have, and you can't save it... you can only spend it whether you want to or not. So spend it doing something that you enjoy...
11. BOTH WORK TOGETHER
12. THAT IS A QUESTION,THAT I CAN EARNESTLY ANSWER. QUITE NATURALLY--YOU HAVE TO MAKE MONEY TO SAVE, AND SPEND MONEY. BUT ARE "YOU" WILLING--CAPABLE OF HAVING TO DO "EVRYTHING" YOURSELF. ARE YOU AN INDEPENDENT PERSON,WILLING TO GO FOR IT, OR CAN YOU TAKE IT, OR JUST THINK YOU CAN TAKE IT. WORDS FROM COMPANIES SOUND GREAT,JUST REMEBER ALL IS "FAIR" IN WAR AND BUSINESS TACTICS.-- YOU NEED THEM,--- CAN YOU THINK UP AND USE SURVIVAL TACTICS,--YOU MIGHT BE FORCED TO USE. PART TWO IS CHECK OUT YOUR SPENDING HABIT'S, ARE THEY FOR NEEDS , OR NEEDS AND WANT'S-- OR WANT'S,-- THEN NEEDS.
13. life is short. you have the money use it. as long as the bills get paid, whats the harm? i don't let money stop me from doing what i want to do. life is too short!
14. That balance is different for everyone. If you are young and just starting out in life, you have the luxury of making that money later. But the extra money might also give you a good head start for a life together. If it were me, I'd figure out what my financial goals were and then figure out if that money would bring me much closer to my goals or only a little bit closer. You have to balance this with what you think you'll earn in the future. If you're studying to be a lawyer or doctor and are going to make a lot of money anyway, forget about going overseas; the money will come. But if you're studying business and a year of foreign experience would not only earn you lots of money but also enhance your resume so that you could get a better job when you come back, then it might be worthwhile because it would help you with the rest of your life.
15. if you know accounting and forecasting, you'll know exactly what balancing is. that is,if you are in your twenties and if your cash/savings (assets) is bigger than all your debts (liabilities) combined, then you are balanced financially at present. but at some point you have to consider that you will only be working until you are sixty-five. that means you have to include in your savings now, what you will need in the future. some save via 401k, pension plans, or directly play with investments...in short my dear, it's worthwhile to do anything to fill up your bank account to prepare yourself for retirement.