how can I retire before I reach the age of 55?

Public Comments

1. Get out of debt and invest in good mutual funds (at least 10% growth per year). Real estate used to be the "solid" investment field but we all know how that story ended. Pay cash for everything to ensure that you stay within your personal budget.
2. You can quit working an "retire" any time you want to if you have enough to live on for the rest of your life. You just can't tap any tax-deferred retirement savings before age 59.5 without paying high penalties (unless you do some fairly complex money-juggling)... I could retire tomorrow if I could figure out how to eat & pay my bills on $12 a week!
3. Stop working. Start having your money work for you.
4. Build a plan. You dont say how old you are so I cant tell if it's in 2 years or 20, but start early and no matter how much you THINK you'll need, it wont be enough. Today retirement does not mean sitting around waiting to die, it means travel, golf, dining out, and spending money. Healthcare is the #1 expense you need to fund and those costs only continue to rise. So save as much as possible, get a good financial planner, and build a solid plan. And dont get sick!!!!! Good Luck
5. there is no set time to retire -- what you need to do is set and figure how much money you estimate it will take to live on and use that as a goal and work and save until you have the goal met!!! i need that and retire when i was 55 and have lived a very good stress free live for 13 years now!!!