How to save some money, and make some extra money?
Hi I recently got married, and my husband and I are doing fine but we find ourselves spending money we shouldn't be spending on extra things, and then later in the month we are a little tight...When there are only two of us..About a $2600 budget each month...We always come out of it with hardly anything.... .We have about $1300 in bills Rent-$800 Cable,Phone,Tv-$150 Wedding Ring payment-$140(This will be done in March thank god!) Cell Phone:$110 Those are our big bills that get us....That and our food....We are trying to figure out a good system of grocery shopping and keeeping a budget...And also we want some ideas of ways to make extra money outside of our regular jobs....Plus I start college in a couple of weeks so we are kind of in a pickle....We know it's going to get really hard the next couple of months....Every answer is greatly apppreciated!
Public Comments
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- Hi, Avoid extra phone connections (if you have cell phone) Reduce your grocery items bills. If you want you will go to another low rented house. Do you have any cars? If you have, please don't use. Fuel expenses are saved. Be confident, think wise do wisest.
- Put money in a separate account that is for emergencies only that you both have to sign for. Investing in CDs (certificates of Deposit) once you reach an adequate amount. For shopping, make a list and stick to it -- those little extras in the cookie aisle can add up and destroy a budget. Do you carry a lot of cash, or withdraw from the ATM to have cash? Try giving yourselves an allowance for coffees, cokes, and the little extras. Once it's spent, you'll have no more until your next pay. That can make you think two or three times over casual spending for "just a" this or that.
- Depending where you live, I could give you some ideas. As for your cell phone, are you on a plan? Do you smoke, party, shop alot. Own anything that you would sell, quickly? Would you consider haveing a part-time home based business for extra cash? I'm a financial advisor and could help you if you have time.
- Communication part of the budget is too high 150 + 110 = 260$ means ten per cent of your income - renegociate - find other suppliers - be less communicative.... This added to the ring 140 + 260 = 400$ * 12 months = 4800$/year Only this is a thorn in ......s You have to reconsider your bills - probably 50% agro-industrial-food ??? Learn basic cooking and buy raw food in order to transform it thanks to your skills - spare hugely-consider how many kinds of bottled things you drink - tap water is EXCELLENT - And I forgot : stop smoking if necessary Concerning your energy budget - take ime to consider how to reduce your expenses - don't run naked in home - wear wool etc
