i want to start planning for retirement & i need some ideas on how oto do it?

i'm 27 yrs old. i live in virginia. i just moved from oklahoma 5 months ago from my ex girlfriend that used me & never really wanted a future but someone to take care of her. in the last 5 months since i came back home i have been working 2 jobs, i have my own apt, i'm gettting my life together but i wonder about the future. i don't want to be working forever. what kinds of things can i do so i can start saving money away for retirement?? i have heard of the savings bonds & cd's. is that soemthing that can give me a good return??. what is a roth ira ??? i need some help.

Public Comments

1. ll
2. http://retireplan.about.com/od/theplanningprocess/u/get_started.htm http://www.usbank.com/cgi_w/cfm/personal/achieve_goals/retirement_planning.cfm http://www.squidoo.com/save-for-retirement
3. despite the uncertain outlook....you will always need a roof over your head. Anything you include in your plan should include a modest real estate investment...your home. You are smart to be researching it. Start small...if your company has a 401K, start there. If not, Roth is great too! Good luck.
4. You will really need to do your research. We have had some companies collapse in Australia and took a lot of people's retirement savings. Also, the market could crash soon. It's worthwhile to improve your education. Then perhaps start your own business and slowly expand it. Do something you really enjoy. There are no guarantees that you will live to retirement age.
5. Your first option should be to fund fully a retirement account. If you do this, and you have extra cash, then one of the best things you can do is open a DRIP Plan. Go to : low-cost-stock-recommendations .com Click on the "DRIP's" Button on the Navigation Bar These powerful investment plans are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street. They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down. They are a must for any serious investor. If you decide you are interested in DRIP Plans, click on the advertisement on the same page "$4 to purchase stocks". This will answer your next question, which is, How do I get started? and what is the least expensive way to get started? I strongly recommend looking into it. They are great plans. Good Luck
6. i believe you have been making savings, start with the little you have all that matters is good management before you know it the sky will be your limit