I understand that I can qualify for social security benefits from my "ex".?
Assuming he dies before I turn 60, I can draw off his social security. What percentage would I be entitled to, and can I choose to draw off my benefits at my full retirement age?
Public Comments
- Boy sure sounds like a money grubber doesnt it.
- "I want his MONEY MONEY MONEY!" golddigger
- There are some rules about spouse collecting the ex spouses Social Security. I would contact the local Social Security Office in your area or write to them. I do believe that you can collect up to half of the ex spouses social security benefits or your own benefits which ever is higher.
- I believe you can draw off one or the other. Not both. I'm not sure though. And I believe you would be entitled to the whole amount, not just a percentage of what he would originally get. Plus, it also depends on how long you two were married. My father tried to get us kids to get my mothers SS#, and I believe it was for that purpose. I was pissed off at him because it was spiteful. My mother worked very hard for the money she built up in SS. So be careful on the reason why you're doing this. And make sure you are fair to him and don't leave him doing without. If you can draw off of your own, then I would wait until that day comes and do so. Meanwhile, if you need more money, alimony is the way to go. But again, it all depends on how long you two were married. Check with your local SS office and ask about your rights to your ex's SS benefits.
- It depends on how long you two were married. Also, if he remarries, you are no longer eligible for his benefits.
- Yes, since women often make less salary or do the hard work of being a mom they qualify for social security based on their husbands or ex husbands salary. I'm not sure of the percentage but you cannot claim both your salary and his. It is a good thing that this is possible or society would be paying for many women's care in their aging life although Social Security is far too little to live on alone.
- You qualify only if you were married to the ex for at least 10 years and you haven't remarried (it doesn't matter if he's remarried or not). Here's a link with some more info: http://www.ssa.gov/retire2/yourdivspouse.htm
