where would be a good start to learn how to save money?I would like to know what kind of things to do to save?

money.and make my money work for me..Any suggestions,ideas?

Public Comments

1. Pay all your bills first. Do not use credit cards. If you need a credit card get a prepaid one. Make sure you start a 401k or IRA for retirement. Save half of anything you have left over. You do need to spend a bit of mad money to reward yourself though. Let your money add up so you can have a downpayment for a car or house when you get ready.
2. there are many websites that you can find, just do a search, but also talk to your bank, or see about a finacial advisor.... there are so many ways to save money, like grocery shopping...if your local grocery store has a bonus card type thing use it all the time, and coupons...as much as it can be a pain, i figured that last year i saved myself about 2,000 just with coupons..i cut anything that i could use, and then stuff goes on sale and with a coupon you save alot...get a book started to keep track of how much you spend on what, or save all your receipts and after like two months go threw and see what you spend on this or that and you'll see where you can budget yourself...and if you save change and then every so often put it into a savings acount that can only be used during bank hours, it really helps...
3. easy - don;t spend. every time you feel like spending, take a hammer and smash your hand
4. You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that screw into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. .Before you know it you will be ahead. And remember you have to start thinking S-M-A-R-T!