How can I continue to maximize my retirement savings when my new employer does not offer a 401K or other plan?
I will be working for a startup that does not offer many of the traditional benefits. I would like to continue maxing out my savings plans, but where can I put away money pre-tax?
Public Comments
- You can't pre-tax but you can use an IRA. If you are working for a start-up talk to the owner about a 401(k) - a small plan is really not expensive for him to offer employees, fees can even be charged to the participants of the plan.
- regular IRA is your only choice, then just regular post tax mutual funds or whatever - it doens't have to be a pre-tax account to be money for retirement
