retirement oz


How do i save money when im a single parent of tree and one income?

I work everyday and i still dont have enogh money to pay bills, buy food, and supply the need of my three children

Public Comments

  1. Did you go to college?
  2. Apply for whatever assistance that's available to you. Food pantry, HEAP, local assistance agencies. If you belong to a church, ask for assistance through them. Hopefully this will give you a break for a bit. Do you have alimony or child support due to you? Some communities have lawyers who do pro bono work to help you get the money if it's not being paid. Next, gather all your bills and see where your money needs to go. if you have credit debt, call the creditors for a lower interest rate or go to consumer credit counseling. Conserve what you can. You're probably tired, but try to cook at home, you'll save a ton of money. Macaroni, hamburger and jar spaghetti sauce makes a quick weeknight meal and kids usually like it. If you can, cook on weekends and freeze for during the week. Try to improve your salary if you can. A little overtime here and there will add up. If that's not possible, do you have a skill you could work at part time? Minimum wage jobs usually cost more in the long run as a second job because you have to pay child care and end up spending more for food and gas. Offer to trade services, say babysitting for running errands. Pool resources with a friend if possible. Check out Women in Red on MSN. They have threads with lots of money saving advice. Good luck, dear.
  3. If your spouse isn't dead.............get some from him/her..........or who ever helped conceive the children........
  4. I read a blog that helps people save and make some extra money
  5. Not a very good situation your in is it, sadly a lot of people find them self's in the very same situation. there are many ways you can save money. you could subscribe to some blogs. have you ever tried working from home? maybe get in to some IM ....? you could start buy cutting out on costs of anything like fuel for instance if you have a car..? there are lots of ways you can go. I wish you all the luck
  6. You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that screw into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side. So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey.
Powered by Yahoo! Answers