can my husband retire on medical grounds if he suffers from crones disease?

my husband is 43 and suffers from crones disease. he works fulltime but stays off work most of the time due the condition. can he retire on medical grounds and if so, how would it leave us financially? I'm so worried because we've got a mortgage and he's the main bread winner. we have two little ones and i have to stay home to look after them. please, please help I'm getting very streesed over this problem.

Public Comments

1. this is stuff you need to discuss with your husband, not some stranger on the internet. he would know what his company's policy is on medical retirement and disability. and he needs to know that you are stressed out too. you are married to the man, communicate with him.
2. In the companies I have worked for in order to get ill health retirement occupational health need to be satisfied that the person will not be able to hold down any job until they reach the age of retirement. It used to be their own job. Your husband should speak to someone at his work, they may be able to look at his working arrangements to see if anything can be done to help him stay at work - flexible working, part time, etc. Your husband's condition may also cover him under the disability discrimination act. There may be a local support group or network who may be able to give you other support
3. hi mother, I am a female crohn's pt. for over 20 yrs. I applied for disability after I had my stroke 4 yrs. ago due to a 12" clot on my brain. Folks who have IBD are prone to clotting when they flare as it causes the blood to become sticky and form clots. That is what I was told when I was in the hospital. See if your husband can apply for short term or long term disability through his company. Also, check out the Crohn's & Colitis foundation's site and post your question on their open forum as you will get more answers that are up to date from others who are just like your husband. Also, there is a live chat & hotline run by healthcare experts as well as updated information on latest treatments, surgery, coping skills, locating a local support chapter near you , as well as diet education. If he is able to prove that he is unable to work for more than a yr., he can apply for social security disability. But it will be an uphill battle since you are usually denied the 1st time and then you have to obtain a lawyer well versed in disability law who will fight for you. It took me over a yr. to win my case on the 2nd try but it was well worth it as I had bills for my medications and MD visits piling up. I was 38 when I was approved. Definitely check out CCFA's site, post your question, and attend a local CCFA support chapter meeting to meet others who have had to apply for SSDBL. good luck.