social security retirement benefits?

i recently applied for social security benefits i am turning 62 since i was mostly a homemaker taking care of the kids worked very little part time later .i applied for my husbands social security he is retired, however i just got a response, they based the benefits i will be receiving on my earnings which is quite low, that is why i wanted to go on my husbands, any advise how to have this mistake corrected

Public Comments

1. Has your husband retired yet? If he hasn't that's the problem. You can't use his earnings record until he is receiving his own benefits. At that point, they switch you over.
2. Have you seen the eligibility criteria at the Social Security website? Unless you qualify under your own record (40 quarters paid into Social Security), you will not be able to collect benefits under your own name. Your husband, assuming he has paid in, will qualify under his name. You cannot collect based on HIS record unless you are a surviving spouse.