Being a salary person how to save money ?
I am working in a private company i can't able to save money .Kindly any one help for me .
Public Comments
- Shelter, water, food, clothes, EVERYTHING else. Spend the least amount necessary on shelter, water, food & clothes. Spend nothing on everything else.
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- Madhan, Your question is very vague without any details such as you live in own or rented house, you own a two wheeler or bicycle or travel by bus etc. etc. However, following is my advice for your quest. You know how much you will get every month, netted after deductions, if any, right?. First of all, sit and write down all your daily, monthly expenditures that include, your house rent, bus fare, food expenses, entertainment expenses etc. You need not be accurate, approximation is enough. Now when you total this up, see whether it comes any where near your net salary. Of course, it will be more than what you earn. Now, start making cuts. Try to knock of unimportant expenses, such as cigarattes, betals or whatever habit you have. Try to cut down number of cinemas, if you go for them. I think by now you are within your salary limit. If you are cooking your own food, try to find some cost price shop so that money spent on can also be brought down. Do this exercise on all matters and I am sure you will succeed to save atleast Rs.500 a month. I cannot elaborate more than this because you only about your spending habit. Good Luck.
