retirement oz


How can I take advantage of the HARP program if my mortgage is not owned by FANNIE MAE?

My house is underwater. I can afford my payment, but it sure would help if I could refinance to a lower rate than 6.8%. I would like to retire in about 15 years and it would help not to have a mortgage by then. However, apparently my mortgage is not owned by Fannie Mae. Is there a way I can become eligible for Fannie Mae &/or the HARP program?

Public Comments

  1. Not really. It must be a FM backed loan.
  2. I recommend that you contact the Neighborhood Assistance corporation of America (NACA) NACA is a nationwide, nonprofit organization and is HUD approved. NACA is an excellent place to start.
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